Loans

** LOANS FOR YOUR EVERDAY LIFE **

Please review our Customer Identification Policy before applying online for a loan with UnitedOne Credit Union.

Submit your vehicle or home insurance information here.

Check out local homes for sale on our Homes for Sale page.

FIRST & SECOND MORTGAGES/HOME LOANS: Yes! We have a home loan for You!
Click to your left for details on our wide variety of first and second mortgages. You do not need to have your first mortgage with UnitedOne in order to refinance your first mortgage with us, or obtain a second mortgage with us.

STUDENT LOANS
With the costs of a college education rising faster than inflation, it's smart to start checking into your Student Loan options as soon as possible, even if you're only in your sophomore or junior year in high school. UnitedOne offers a variety of loans to help students (and parents) get through school, plus a Federal Consolidation Loan Program option when you're finished to help you keep your student loan payments under control. In addition, we offer Coverdell Education IRAs and the Financial Services Center located at UnitedOne for parents planning their young children's educations now. The Financial Services Center offers non-traditional investment options such as mutual funds and annuities, plus others. Please call or e-mail us at FSC@UnitedOne.org for details.

NEW & USED VEHICLES & GAP LOAN PROTECTION - Cars, Vans, SUVs, Trucks, Motorcycles, Boats, Snowmobiles, RVs, ATVs, Jet Skis

If you can drive it and have fun, we have a loan for it -- and GAP protection! Terms range from 2 to 6 years, depending on model year. Link to our Rates page for current rates and terms, and our GAP Protection page for details on how you can protect your loan in case your vehicle ever gets totaled or stolen.

CREDIT CARDS

UnitedOne Credit Union offers a wide selection of consumer and business Visa cards, most with rewards programs and many other benefits. Online application access and payment capability are available. Please contact us at 684-0361, 451-8222 or loans@UnitedOne.org with any questions.

KWIK CASH LINE OF CREDIT/OVERDRAFT PROTECTION

For those who enjoy having easy access to cash and/or overdraft protection for their checking account, Kwik Cash is for you. Draw on your line whenever you need affordable cash. Connect it to your UnitedOne checking account for those times when your math is not up to snuff, or when you need to write a check but are a little short in your account. There's no charge to arrange this convenient safety net of cash, or when you draw on it yourself via Internet banking, Touch Tone Teller or in person. A small fee does apply when we transfer funds for you to cover overdrafts. Apply now online !

PERSONAL LOANS

Whether you need money for furniture, an engagement ring, a computer, medical expenses, etc., we'd be happy to help you get the cash at a better rate than any department store or check cashing outlet. Just give us a call at any UnitedOne office, complete our on-line loan application, or visit us in person. We'll take care of you!

Information accurate as of 6/24/08 and subject to change.