Primary Savings * Mates Kids Club * eXtreme Fundz Teen Money Club * Christmas Club * Certificates * Royal M * Royal M Plus * Name Your Account * And More!
Click here to go to our Rates page.
PRIMARY SAVINGS - Your Key to UnitedOne Membership
In order to establish your membership here at UnitedOne Credit Union, a Primary Savings account needs to be opened. Once the savings is opened, it's your key to applying for loans, opening checking or taking advantage of any other service offered by UnitedOne. A minimum of $5 must be kept in the savings to keep your account open.
This savings plan offers the easiest and most affordable way for anyone to start saving. Open with just $5. Dividends are paid monthly on balances of $100 or higher, and there's no monthly service charge (dividends paid on balances of $25 or higher for members 18 years of age and younger).
MATES KID'S CLUB
Our Mates Kid's Club is for members ages 0 through 11 years of age. It offers the opportunity for children to learn the importance of saving regularly at a young age, and helps parents encourage children to save. Fun prizes are earned along a "Journey to Savings" path in each Mate's special passbook. Click here for details.
EXTREME FUNDZ TEEN MONEY CLUB
Our eXtreme Fundz Teen Money Club is for members ages 12 to 18 and is packed with valuable benefits teens will appreciate. Click here to link to this page now.
CHRISTMAS CLUB
Your holidays will be much more enjoyable - and affordable - when you have Christmas Club money for shopping. A Christmas Club can be opened anytime, and you may deposit funds in any amount at anytime (payroll deduction and automatic transfers to the account are very popular). To ensure your savings add up for you, no withdrawals are allowed from the club unless the club is closed. Christmas Club accounts earn dividends which are added to the account each Sept. 30th. The funds are then automatically transferred to your savings account Oct. 1st so you can hit those early sales!
See how saving for one year can add up:
Save $50 Per Paycheck (every other week), Enjoy $1,300*
Save $25 Per Paycheck (every other week), Enjoy $650*
Save $10 Per Paycheck (every other week), Enjoy $260*
Save $5 Per Paycheck (every other week), Enjoy $130*
*PLUS Dividends!
CERTIFICATES
Certificates offer you a safe way to set money aside and earn higher rates than regular savings accounts. And, earnings are guaranteed. Certificates are available in a variety of terms from a few months to a few years. Minimum deposits to open start at $500 ($250 for eXtreme Fundz Teen Money Club and Mates Kids Club members). Higher rates are available for most terms with deposits of $10,000 or more. See our Rates page for more information.
NEW!! ROYAL M MONEY MARKET *PLUS*
If you have a larger sum of money and want a very competitive rate but don't want to tie your funds up in a certificate, Royal M PLUS is the answer. High yields come with minimum balances of $50,000 and higher. See our Rates page for details.
Dividends are paid monthly, and there is no monthly service charge. Unlimited withdrawals may be made in person. Federal regulations require that you make no more than six preauthorized or automatic transfers per month, three of which can be by check.
ROYAL M MONEY MARKET
Want a higher rate than regular savings but don't want to tie your funds up in a certificate? Royal M is the answer. A tiered rate system pays competitive money market rates on minimum balances of just $5,000 and higher. See our Rates page for details.
Dividends are paid monthly, and there is no monthly service charge. Unlimited withdrawals may be made in person. Federal regulations require that you make no more than six preauthorized or automatic transfers per month, three of which can be by check.
OTHER SAVINGS TYPES
Subsavings (name your own account), custodial, funeral trust and other savings accounts are available. Please e-mail us at mail@UnitedOne.org or ask for details.
1/04/08