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Business Services Focused on You
Small businesses are sprouting up all over the country and locally which is why UnitedOne Credit Union has made small business services a focus.  Many of our individual members who have started their own businesses have asked us to become more involved in offering business services, and we take that input seriously.  We believe other service providers are not making managing your finances easy - or affordable - for you.  So if you're in the market to start or grow your business, make sure you're not throwing money away on financial services that you don't need or are just too costly.   Check out what we have to offer -- you may be surprised.
 
Get to Know our Business Services Manager
Feel free to give our Business Services Manager Andrea Rehak a call at 684-0361 or 451-8222 with any questions you may have or to set up a meeting with her to review how UnitedOne Credit Union can help your business succeed.  Andrea's time is dedicated to our business members so she can focus on helping you make your business run smoothly.  She may also be reached at arehak@UnitedOne.org anytime.
 
TINs and SSNs
Business accounts are opened under the name of your business using your federal tax identification number (TIN) or your Social Security number. E-mail us at arehak@UnitedOne.org to speak with a Member Service Representative for details.
 
Business Checking
If you own a small business or are planning on opening one, you know that you can't afford to throw money away on checking fees. We offer you two checking account options:  High Activity and Low Activity.  Both accounts receive monthly statements, either electronically or through the mail.  Electronic statement recipients receive a discount on their monthly account fee as described below.
 
High Activity Business Checking
No minimum balance
$8 monthly fee with electronic statements or $10 monthly fee with paper statements 
75 free checks deposited monthly with a $.15 fee for each additional transaction
No additional fee for rolled coin or strapped cash when you have at least two services, including Business Checking and Savings
 
Low Activity Business Checking
No minimum balance
$4 monthly fee with electronic statements or $6 monthly fee with paper statements 
25 free checks deposited monthly with a $.15 fee for each additional transaction
No additional fee for rolled coin or strapped cash when you have at least two services, including Business Checking and Savings
 
 
Other Business Related Services Available to You 
  • Lines of credit.
  • Term loans.
  • Commercial real estate loans.
  • Visa Platinum, Visa and MasterCard credit card options.
  • Merchant bankcard services.
  • Gift card services.
  • Royal M money market account.
  • ACH (automated clearing house) transactions.
  • Shift accounts (similar to sweep accounts).
  • Business tax payments.
  • Member businesses pay no additional charges for deposits or insurance coverage.
  • Zipper bags are available for purchase.
  • There are no additional strap or roll charges for cash and coin if your business has at least two services with UnitedOne (including Savings and Checking); otherwise a $.25 per strap and roll charge for cash and coin applies.
  • Internet Banking
  • Touch Tone Teller (home banking by phone)
  • Night deposits are available at all offices.
  • Safe deposit boxes are available at our Tenth Street Manitowoc and Washington Avenue Sheboygan offices.
Please feel free to ask or e-mail us at BusinessServices@UnitedOne.org for details about any of these services.
 
updated 1/31/07

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