| Internet Banking & Touch Tone Teller |
Free unlimited use |
| Bill Payer |
Free with UnitedOne checking (checking required to set up Bill Payer) . A $4.95 per month inactivity fee may apply if no bills are paid in a two month period. |
| Safe Deposit Boxes |
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| Annual Rental |
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| 3x5x22 |
$15.00 |
| 3x10x22 |
$25.00 |
| 5x10x22 |
$40.00 |
| 10x10x22 |
$75.00 |
| Replacement of lost keys |
$25.00 per key |
| Drilling open box |
Price will vary |
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| ATM |
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| Replacement card |
$5.00 |
| NSF Charge |
$25.00 |
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| Check Printing |
Price will vary |
| Copy of corporate check, cashier's check or credit union money order |
$5 per item |
| Purchase Prices |
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| Money Orders |
$1.00 (Western Union $15) |
| Certified Checks |
$2.00 |
| Travelers Checks (Free if you have at least $500 on deposit or Interest Checking or Welcome Home Checking) |
$.50 per every $100.00 |
| 2 signature Travelers Checks (Free with Interest Checking or Welcome Home Checking) |
$1.00 per every $100.00 |
| Check cashing for nonmembers ($1,500 limit, ask for details on what type of checks are allowed) |
$5 first $100, then $1 per additional $100 |
| Stop Payments |
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| Money Orders |
$25.00 |
| Corporate Check |
$20.00 |
| Certified Check |
$20.00 |
Domestic Western Union money order ( per item)
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$30.00 |
| Wire Transfer |
$15.00 |
| Wire - incoming |
$5.00 |
| Foreign Transfer Fee |
$35-$60 (based on amount |
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| Foreign Check Exchange |
Varies, please call 684-0361 for details |
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| Account Research |
$20.00 per hour |
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| Extra Statement |
$1.00 per page |
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| Histories |
$1.00 per page |
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| Checking Accounts |
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Basic - No monthly charge if you have direct deposit or payroll deduction of your net check to UnitedOne checking, or if you're a full time student, or if you have at least $500 on deposit with us for the entire month (funds must be under the same account number but can be in various accounts, such as checking, savings, or certificates). You will be charged a monthly service charge of $3 only if you do not meet any of these criteria.
Interest - No monthly service charge if you maintain a minimum daily balance in the checking of $500. Otherwise a $5 monthly fee will apply.
eXtreme Fundz - No monthly charge, must be age 12 through 18 to have this account.
Welcome Home - No monthly charge, no minimum balance; must hold or originage a 1st or 2nd mortgage with UnitedOne to be eligible.
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Minimum $100 required to open checking.
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• Checking account closed by credit union - $50
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• Return item - $10 per item
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• Transfer initiated by the member from Kwik Cash to checking - no charge.
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Transfer initiated by the credit union from Kwik Cash to checking - $5.00 (no charge if member initiates the transfer)
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Non-sufficient Funds (NSF) Checks - $25.00 each item
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Stop Payment - $25.00 any item
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Copy of check - $3.00
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Balancing of Account - $20.00 per hour
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We may collect all fees for this account first from this account and then from any other deposit account you may hold, if funds are not available from this account. We reserve the right to close your account for just cause.
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| Check Card Related Fees |
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ATM transactions - free unlimited each month. A fee may be charged by ATM owners for using non-UnitedOne ATMs.
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Check Card annual or issuance fees: none.
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Replacement Card - $5.00
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| All Savings Accounts |
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| There is no charge except for a: |
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$2.00 monthly maintenance fee which only applies if the balance is less than $25.00 and the account has been without activity for 2 years or more.
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$3.00 for each 3rd-party authorization.
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| ATM Card-Related Fees |
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ATM transactions - free unlimited each month. A fee may be charged by owners of ATMs for using non-UnitedOne ATMs.
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ATM Card annual or issuance fees: none.
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Replacement Card - $5.00
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| Other Fees |
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Account management returned mail fee (includes, but is not limited to, items such as statements & notifications essential to managing your account or required by law; this does not apply to marketing related items)
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$5 |
| Account closure within 90 days of opening |
$10 |
| Visa gift cards |
$3 each or $2.50 each if you buy 5 or more |
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These member fees effective as of 7/01/08. |
