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Frequently Asked Questions

If I get a direct deposit on the 3rd of every month and it falls on a Saturday or Sunday, when will it get deposited?

That is at the discretion of who ever is sending the deposit to us. It could be the Friday before or Sunday after.

Where are the closest ATMs?

Find the most convenient ATMs by visiting our Branches page.

If my automatic transfer is due to happen over the weekend, when will it actually happen?

Your transfer will be done first thing on Monday morning.
 

What is the routing number for my account?

The UnitedOne Credit Union routing number is: 275979173
 

I would like to set up direct deposit, what information will I need to give my employer?

Your account number and our routing number- 275979173
 

If I make a deposit, when does it become available?

If you make a deposit in the drive thru or lobby, funds will be available right away UNLESS you are told otherwise. If you make a night deposit, your funds will be available by 10:00am. If you make a deposit into an ATM, your funds will be available 72 hours later.
 

What are the wiring instructions for the credit union?

Corporate Central Credit Union
6262 South Lowell Place
Muskego, WI 53150
ABA #275082866
 
Beneficiary FI:
UnitedOne Credit Union
1117 S 10th St
Manitowoc, WI 54220
ABA #275979173
 
Beneficiary:
Member’s name & account #
 

Do you have a coin machine at all you your branches?

Yes. There is no cost to our members to use the coin counters and a fee of 7% of the coin total for non-members.
 

If there is a hold put on a check I deposited, when will those funds become available?

This will vary with each check. At the time of deposit, the teller will inform you how many business days the check will be on hold. On that final day funds will become available after midnight.
 

What do I need to open an account at UnitedOne Credit Union?

You need to be a resident or working in Manitowoc, Sheboygan, Door or Kewaunee counties. Please bring a valid ID, proof of your mailing address, and your social security number. There is a minimum deposit of $5.00 required for a savings account and additional $25.00 for a checking account.
 

Can I open a checking account over the phone?

For identity theft and policy purposes, we do need you to come to an office to add a checking to an existing account. Please be prepared and bring proper ID. This is also true if you’d like to add a joint member to an existing account. Both persons must be present.
 

Who do I speak to in regards to a letter I received in regards to my Auto or Home insurance?

You or your insurance agent may call 1-800-523-6404 which will put you in contact directly with our Insurance tracker.
 

Do you have Notaries available and is there a charge?

Yes, it is a public service that we offer and there is no charge. Please bring a Picture ID along when having something notarized.
 

How do I check my balance after hours?

We have convenient free Touch Tone Teller and Internet Banking Services that can provide balances whenever you need them.
 

I am traveling out of the country, will my debit card work? Are there any extra fees or charges? Do I need to notify the credit union that I will be traveling?

Yes, your debit card will work when traveling out of the country. Visa will automatically do the conversion of the International fee for your transaction. Please notify the credit union with the dates and locations you will be traveling to so we can note your account to avoid any problems.
 

Can I make my Elan Credit Card payment at the credit union?

Yes. If making a payment to Elan at the credit union with a check, please make it out to UnitedOne Credit Union.
 

Am I able to sign up for internet banking online?

Yes.  If you have an account and it is in good standing.  To setup an Internet Banking account online, use the "Create IBanking Account" link in the My Tool Bar or click here.

How do I log in to Internet Banking?

If you used Internet Banking before the upgrade and have not logged in to the new service yet, note that your initial log-in Member ID will be your account number, and your Password will be the 4-digit PIN you used before the upgrade. For security purposes, we have moved away from using account numbers for logging in, to Member IDs. You will be prompted to create a new Member ID by May 31st. You will also be prompted to complete Multi-Factor Authentication questions for security purposes. This must be completed within 10 days of your first log-in.

What is the web site address for UnitedOne's website?

You can go to https://www.unitedone.org, add to your favorites for easier navigation.

Why do I see pending transactions in Internet Banking for $1 and other odd amounts?

These are standard Check Card transaction holds that occur after using your card at merchants such as pay-at-the-pump gas stations and hotels, where your card number is provided before the final transaction total is known. Once the transaction actually clears your account, the hold then ends.

What are the recommended Internet browser settings for Internet Banking?

1. A version IE 5.5, Firefox 1.5.0, Netscape 6.01, or Safari 1.0 browser or higher is required
 
2. Privacy settings must be at medium or lower, or add UnitedOne to your “trusted” sites.
3. Delete all temporary internet files prior to signing on.
 

Where is the application for the Dream Fund?

The UnitedOne Community Investment Association Dream Fund exists to help non-profit 501c3 organizations based in Manitowoc or Sheboygan County purchase necessities of everyday operation. For more information click here. Here is the application.