Your UnitedOne Credit Union account is protected by our online security measures which utilize the latest software and encryption methods. However, there are things you can do to protect yourself and your family from online breaches of security.
The most common safety threats and the problems they create include:
- Malware - this term is short for malicious software. Any software designed to compromise you or your computer or steal your information is referred to as Malware. This also includes viruses and worms, both of which invade your computer or hand held device and cause damage, loss of information and functionality.
- Identity Theft & Fraud - refer to all types of criminal activity where someone tries to steal and use your personal information in a way that involves fraud or deception. You must protect your personal information at all times by shredding statements and other items that contain information about you and your accounts.
- Phishing - a scam that involves someone pretending to be a legitimate company in order to obtain personal information. Be sure not to follow links or download attachments in e-mails from senders you don't know.
Protect Yourself and Your Family
Keep your information safe using these tips:
- Software updates - should always be installed in order to keep your computer operating with the latest operating system and software program updates. Many of today's operating systems will automatically ask you to update which will normally require you to click "yes" to accept a program update.
- Anti-virus software - is used to prevent, detect and remove Malware and help prevent future viruses. It makes good sense to run anti-virus programs periodically to detect any virus that may have invaded your computer.
- Prevent Identity Theft - by keeping all financial and personal information safe. Don't give your account number out to someone or some institution you do not know. UnitedOne will never e-mail you asking for private information about you or your account. Never use e-mail for sending confidential or personal information. E-mails and instant messages can easily be intercepted and used to commit fraud against you and your account(s).
- Turn On Personal Firewalls - to act as a protective barrier between your computer and the internet.
- Passwords - should never be shared with anyone that you don't want to give access to your accounts. Store all your passwords in a safe place and do not use things like your birth date, name, home address and other common words as your password. Where possible, use a combination of letters, numbers, and special characters in your password. Those types of passwords are more difficult to guess.
Consequences of not taking action to secure your computer and the information on it can result in loss of confidentiality, fraud committed against you and even monetary losses if someone gains access to your financial accounts.
If you ever have questions about online threats or scams, please feel free to contact us.