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Home > Mortgage Center > Spruce Up Your Space

Spruce Up Your Space!

Home Equity Loans as low as 2.99% APR* fixed for 10 years!

Use the equity in your home to make the improvements you've been dreaming about! With an affordable home equity loan from UnitedOne, you can:

  • Design the perfect kitchen for the chef in your family
  • Turn your master bedroom into a private oasis
  • Add a splash of color inside or outside
  • Create a relaxing outdoor space for your family and guests to enjoy
  • Reduce your energy bills with new, energy-efficient appliances

You can also use your funds for other activities such as:

  • Purchasing your dream car
  • Covering college (education) expenses
  • Refinancing a home equity loan you have elsewhere
  • Consolidating higher rate debt
  • Taking a well-deserved vacation

Apply Now!

Set Up a Free Consultation


Plus, enter our Spruce Up Your Space Giveaway!

Enter to win one of three $100 home improvement gift cards! Plus, win an extra $25 by leaving a comment on our contest Facebook post telling us how you'd like to spruce up your space!

Enter Now!


We’re here because you want to find yourself in a home you love!

*Annual Percentage Rate (APR) as of 02/01/2017 and subject to change at any time and without notice. Your rate is based on your credit score and loan-to-value (LTV). $20,000 new money required on 1st mortgages and $7,500 new money required on subordinate mortgages. All closing costs to be paid by borrower. Actual closing costs can be obtained with the request of a Loan Estimate from UnitedOne Credit Union and closing costs may vary. Costs will be higher for purchase transactions, LTVs above 80%, or loan amounts above $249,999. Construction loans and HELOCs do not apply. Available only on owner-occupied homes located in Wisconsin. Private mortgage insurance may be required on 1st mortgage loans in excess of 80% LTV. If amortized term is longer than 10 years, a balloon payment will be due and must be paid in full at maturity or refinanced to another mortgage loan. APR and payment example based upon a home equity subordinate transaction and 80% LTV with the following terms: A $25,000 2nd mortgage loan amortized over 10 years, with an interest rate of 2.990% with monthly principal and interest payments of $241.29. This payment does not include amounts for taxes and insurance premiums, and the actual payment obligation may be greater. Offer subject to credit approval. Offer ends 05/31/2017.


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