Loans to Squeeze in Some Fun
We have recreational loan rates to put you at the front of the pack.
We have recreational loan rates to put you at the front of the pack.
Experience the freedom of the open road with our flexible recreational vehicle loan options. Whether you're looking to have fun with a new RV, boat, ATV or snowmobile, we offer competitive rates and customized payment plans to fit your budget.
| Secured Loans (Cars, trucks, SUVs, motorcycles, ATVs, snowmobiles, and personal watercraft) | |||
| Effective Date: Sunday, September 8th, 2024 | |||
| Year | Term | Monthly Payment per $1,000 | APR* As Low As |
| 2023 and Newer | Up to 60 Months | $22.41 | 5.990% APR* |
| 2023 and Newer | Up to 72 Months | $19.72 | 5.990% APR* |
| 2023 and Newer | Up to 84 Months | $18.37 | 6.990% APR* |
| 2021-2022 | Up to 60 Months | $22.79 | 6.740% APR* |
| 2016-2020 | Up to 48 Months | $26.99 | 6.990% APR* |
| 2014-2015 | Up to 36 Months | $34.59 | 8.490% APR* |
| 2004-2013 | Up to 24 Months | $48.41 | 8.490% APR* |
| 2003 or older | Up to 24 Months | $49.37 | 10.490% APR* |
| *APR = Annual Percentage Rates. Rates are determined by your personal credit history, loan term, loan-to-value ratio, year of vehicle, and account relationship with UnitedOne Credit Union. Rate includes a .25% discount for automatic payments and a .25% Relationship Rewards discount when you finance a minimum of $5,000 in new money and maintain an active UnitedOne Credit Union checking account with direct deposit. Monthly payments per $1,000 borrowed include optional debt protection. First payment may be deferred up to 90 days. Finance charge begins accruing when loan is funded. Additional rates and terms available, please contact?loans@UnitedOne.org?for details. Loans subject to credit approval and not all applicants will qualify for the lowest rate. ?Membership Eligibility Required. | |||
| Secured Loans RVs and Boats - Extended Terms Available! | |||
| Effective Date: Sunday, September 8th, 2024 | |||
| Year | Term | Monthly Payment per $1,000 | APR* As Low As |
| 2023 and newer - 20 ft. minimum for extended terms | Up to 60 Months | $22.41 | 5.990% |
| 2023 and newer - 20 ft. minimum for extended terms | Up to 72 Months ($10,000 loan) | $19.72 | 5.990% |
| 2023 and newer - 20 ft. minimum for extended terms | Up to 120 Months ($10,000 loan) | $16.04 | 8.490% |
| 2023 and newer - 20 ft. minimum for extended terms | Up to 180 Months (minimum $30,000 loan) | $14.23 | 8.990% |
| 2023 and newer - 20 ft. minimum for extended terms | Up to 240 Months (minimum $50,000 loan) | $14.17 | 9.990% |
| 2021-2022 | Up to 60 Months | $22.41 | 5.990% |
| 2021-2022 | Up to 72 Months ($10,000 loan) | $19.72 | 5.990% |
| 2021-2022 | Up to 120 Months ($10,000 loan) | $16.04 | 8.490% |
| 2021-2022 | Up to 180 Months (minimum $30,000 loan) | $14.23 | 8.990% |
| 2004-2020 | Up to 60 Months | $23.18 | 7.490% |
| 2004-2020 | Up to 72 Months ($10,000 loan) | $20.52 | 7.490% |
| 2004-2020 | Up to 120 Months ($10,000 loan) | $16.34 | 8.990% |
| 2003 and Older | Up to 60 Months | $24.24 | 9.490% |
| *APR=Annual Percentage Rates. Rates are determined by your personal credit history, loan term, loan-to-value ratio, year of vehicle, and account relationship with UnitedOne Credit Union. Rate includes a .25% discount for automatic payments and a .25% Relationship Rewards discount when you finance a minimum of $5,000 in new money and maintain an active UnitedOne Credit Union checking account with direct deposit. Monthly payments per $1,000 borrowed include optional debt protection. First payment may be deferred up to 90 days. Finance charge begins accruing when loan is funded. Additional rates and terms available, please contact?loans@UnitedOne.org?for details. Loans subject to credit approval and not all applicants will qualify for the lowest rate. ?Membership Eligibility Required. | |||
Call or text us at (920) 684-0361 in Manitowoc or (920) 451-8222 in Sheboygan or email us at mail@UnitedOne.org.
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