UnitedOne Retirement & Investment Services (RIS) operates within UnitedOne Credit Union and focuses on helping you confidently plan for the future no matter your age, stage, or income.
September is Life Insurance Awareness Month
Life is an amazing journey full of challenges and triumphs. No matter where you are on the journey, preparing can be a key part of success.
That’s why we are happy to remind you that September is Life Insurance Awareness Month. Life insurance can play a role in your overall financial strategy, and we are happy to help share some of the potential benefits of this important product.
Income Support - Your policy may be able to provide financial support to people who depend on you financially.
Debt Management - Life payouts can be used to pay off your mortgage or your child’s college education.
Legacy Strategy - Life insurance can play a role in estate management and perhaps help you leave a legacy for loved ones.
This month, take the time to review your current life insurance coverage or, if you do not yet have life coverage, consider what role it can play in your personal finances. Better yet, talk to us about how your life insurance can more closely align with your long-term financial goals.
Remember, several factors affect the cost and availability of life insurance, including age, health, and the type and amount of insurance purchased. Any guarantees associated with a policy are dependent on the ability of the issuing insurance company to continue making claim payments.
Let's Talk
Everyone's money situation looks different at different times in their lives. Lean on our financial professionals to help collaboratively analyze, access, plan, and review your current options with you. Together, you'll create and manage personalized strategies for asset allocation, insurance coverage, and tax benefits based on your financial goals.
Life Transitions
Have you recently experienced any major life changes?
Newly married or divorced?
New baby or grandchild?
Loss of a loved one?
Job loss or career change?
Celebrate a milestone birthday?
It's never too early - or too late - to begin or revisit your long-term financial plans.
Retirement
First job? Vested in your work plan? Entrepreneur? What's best for me at this stage in my life?
Retirement Income Strategies
Traditional & Roth IRAs
401k & 403b Rollover Services
Qualified Charitable Contributions
Investment Services
From the latest and greatest to time honored, we'll find a comfortable mix of investment options.
Investment Planning
Mutual Funds & Annuities
Individual Stocks
Competitive Return Potential
Insure & Preserve
Seasons of life change and so do insurance & asset preservation needs. Make sure you're covered!
Life & Disability Insurance
Long-Term Care Insurance
College Savings Plans
Legacy Planning
If these financial goals or concerns are on your mind, we’re here to provide direction. For more information or to meet with Jason or Rob in regard to any of our core specialties – retirement, insurance, investments - or to set up a free no cost, no obligation appointment, please give us a call or email us today. Heidi will be happy to schedule a phone appointment or an in-person appointment at one of our service locations!
Check the background of investment professionals associated with this site on FINRA's BrokerCheck.
The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.
*Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. UnitedOne Credit Union & UnitedOne Retirement & Investment Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using UnitedOne Retirement & Investment Services, and may also be employees of UnitedOne Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, UnitedOne Credit Union or UnitedOne Retirement & Investment Services. Securities and insurance offered through LPL or its affiliates are:
Not Insured by NCUA or Any Other Government Agency
Not Credit Union Guaranteed
Not Credit Union Deposits or Obligations
May Lose Value
CHARTERED RETIREMENT PLANNING COUNSELOR™ and CRPC® are registered service marks of the College for Financial Planning®. The CFP® certification marks are not affiliated with LPL Financial.
UnitedOne Credit Union (“Financial Institution") provides referrals to financial professionals of LPL Financial LLC (“LPL") pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.
The loan calculator is an estimation tool to help the user understand what it may take to pay back a theoretical loan. APR = Annual Percentage Rate. Rates, terms and conditions are subject to change and may vary based on creditworthiness, collateral conditions and other factors.
The loan calculator estimates are not loan quotes. They may or may not be representative of your personal circumstances. The estimate is not a guarantee for a loan. Not all borrowers or loans will be eligible for the Interest Rates, Loan Terms, and other options included. Costs are dependent on the protection(s) elected and will vary from the costs included in this estimate. Contact the Credit Union for a complete list of terms and conditions.
Jason R. Muench, CRPC™, CFP®
LPL Financial Advisor
Business Hours: Monday - Friday 9:00 a.m. – 5:00 p.m.
Jason Muench is an LPL Financial Advisor with UnitedOne Retirement & Investment Services and has served as the program manager since it's establishment in the early 2000's (formerly known as the Financial Services Center). He is available to meet over the phone or in-person at our 10th Street office in Manitowoc or our Superior Avenue office in Sheboygan. With over 25 years of experience, Jason helps new and existing clients identify attainable financial goals and works with you to pursue them in a way that is simple and easy to understand. Together, you'll create a personalized "financial roadmap" for investing, retirement, and other important financial decisions and milestones.
Jason and his wife Amy live in Manitowoc and enjoy family activities with their children and grandchildren. They’re also intentional about travel and look forward to soaking up as much of the United States as they can. Jason is an active runner and enjoys being outdoors.
Check the background of this investment professional on FINRA's BrokerCheck.
The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.
*Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. UnitedOne Credit Union & UnitedOne Retirement & Investment Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using UnitedOne Retirement & Investment Services, and may also be employees of UnitedOne Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, UnitedOne Credit Union or UnitedOne Retirement & Investment Services. Securities and insurance offered through LPL or its affiliates are:
Not Insured by NCUA or Any Other Government Agency
Not Credit Union Guaranteed
Not Credit Union Deposits or Obligations
May Lose Value
CHARTERED RETIREMENT PLANNING COUNSELOR™ and CRPC® are registered service marks of the College for Financial Planning®. The CFP® certification marks are not affiliated with LPL Financial.
Business Hours: Monday - Friday 9:00 a.m. – 5:00 p.m.
Rob Reindl is an LPL Financial Advisor with UnitedOne Retirement & Investment Services and is available to meet over the phone or in-person at our 10th Street office in Manitowoc or our Superior Avenue office in Sheboygan. After years of working at UnitedOne Credit Union in different roles, Rob found that members often approached the topics of retirement and investing with hesitation and uncertainty. That's when he decided to make the leap to financial advising. His conversational approach with both new and existing clients offers a less complicated view of retirement, investing, insurance, and more. Rob enjoys getting to know each of his clients and is happy to lend his expertise as you begin your financial planning journey, matching your personal goals with the best route available. Need to reroute your journey? Think it's too late to start? It's never too late, and Rob can help with that too!
Rob and his wife Kari love weekend adventures with their four children. He enjoys the outdoors and is an avid bicyclist. Ask him about his last ride!
Check the background of this investment professional on FINRA's BrokerCheck.
The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.
*Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. UnitedOne Credit Union & UnitedOne Retirement & Investment Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using UnitedOne Retirement & Investment Services, and may also be employees of UnitedOne Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, UnitedOne Credit Union or UnitedOne Retirement & Investment Services. Securities and insurance offered through LPL or its affiliates are:
Not Insured by NCUA or Any Other Government Agency
Business Hours: Monday - Friday 9:00 a.m. – 5:00 p.m.
Travis Neiswender is an LPL Financial Advisor with UnitedOne Retirement & Investment Services. Born and raised in Utah, he’s been in retirement planning and insurance needs services since 2012. He is available to meet over the phone or in-person at our 10th Street office in Manitowoc or our Superior Avenue office in Sheboygan. He is able to help clients in either English or Spanish. With over 13 years of experience, Travis uses an education approach to help new and existing clients understand how many options are available and how to use those options to help them pursue their money milestones and retirement goals. Se habla Español.
Travis and his wife, Daysi, love long drives, rainy weather, and exploring their new state of Wisconsin. Be sure to let him know which sights he needs to experience next.
Check the background of this investment professional on FINRA's BrokerCheck.
The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state.
*Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates. UnitedOne Credit Union & UnitedOne Retirement & Investment Services are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using UnitedOne Retirement & Investment Services, and may also be employees of UnitedOne Credit Union. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, UnitedOne Credit Union or UnitedOne Retirement & Investment Services. Securities and insurance offered through LPL or its affiliates are:
Not Insured by NCUA or Any Other Government Agency
