UnitedOne Blog
Explore our expert insights, financial tips, and the latest updates to help you make informed decisions and achieve your financial goals.
Explore our expert insights, financial tips, and the latest updates to help you make informed decisions and achieve your financial goals.
Discover how to tap into home equity to fund major expenses, consolidate debt, and build financial security with expert strategies.
Plan your move wisely and avoid costly mistakes with expert budgeting and preparation tips for a smooth transition.
Jasmine Chang, Meredith Putman, and Shanthani Kue are the recipients of UnitedOne Credit Union’s three $1,000 scholarships this year.
Take control of your finances with a 30-day budgeting challenge designed to reduce stress and build financial confidence.
Direct Deposit set up needed by Sept. 30 to receive federal benefits.
The “Don't Tax My Credit Union” movement protects the not-for-profit status of credit unions.
Since property taxes and insurance premiums can fluctuate, that also means monthly mortgage payments could change as well following an escrow analysis.
Prioritizing your well-being starts with meeting your basic needs — food, housing, and utilities
WHEDA's More Like Home™ Repair & Renew Loan is a great way to save on upgrades to homes built prior to 1984.
Discover essential tips to boost your credit score and enhance your financial opportunities.
Scholarships will be awarded to UnitedOne members pursuing advanced education during the 2025-26 academic year.
Home appraisals are essential for buying, selling, or refinancing, with factors like market trends, upgrades, and land affecting property value.
Discover practical strategies to set and achieve financial goals in the New Year, from budgeting and debt elimination to building lasting savings habits.
End the year strong with actionable steps to boost your finances, from maximizing retirement savings to tackling debt and setting new goals for 2025.
Learn how home appraisals determine property value and why understanding the process is key for homeowners and homebuyers.
If you come across any offer online that seems too good to be true, that should be your first red flag to a possible scam.
Discover conversation starters to make holiday money talks positive and stress-free, focusing on achievements, gratitude, and future goals.
With thoughtful planning, you can keep your holiday joy intact without taking on holiday debt.
With locations in Manitowoc and Sheboygan, UnitedOne is the highest ranked financial institution in the 2024 rankings.
With guidance, these accounts can feel less daunting and more like tools you can confidently use to secure your future.
Our Local Home Loan Experts explore why VA loans are a great option to homeownership for those that served our country.
Discover how shopping local with your UnitedOne Visa Debit Card brings benefits to you and your community this holiday season in Manitowoc and Sheboygan.
This new loan allows you to repair your home, even if you don’t meet the criteria for other traditional home loan products.
As online shopping continues to grow, so do the risks associated with digital payments, underscoring the importance of adopting safe online shopping practices.
You can lower your DTI by increasing your income, paying down debt, and budgeting, which can gradually move you closer to your financial goals.
Homeowners can tap into their property’s equity using this tool to get access to cash for everything from renovations to debt consolidation.
Consistently paying bills on time, managing credit responsibly, and keeping balances low are a few strategies for rebuilding credit after consolidation.
Achieve the dream of homeownership with a lower down payment and more flexible credit standard than a conventional loan.
UnitedOne Credit Union is dedicated to enhancing financial literacy among students by providing hands-on experience through student-run credit union branches.
With locations in Manitowoc and Sheboygan, UnitedOne is the highest ranked credit union from Wisconsin in the 2024 rankings.
If not approached carefully, debt consolidation can actually worsen your financial situation.
A 10-year home equity loan provides a realistic path to fund a major expense or accomplish the ultimate goal of eliminating debt.
Put a plan in place and consider all of the factors to help you buy or lease a vehicle you will love and something that fits your budget.
Our Local Home Loan Experts take you behind the scenes of the underwriting process and explain its importance.
Loud budgeting is a financial strategy that involves openly and clearly communicating your budgeting goals, plans, and progress.
Contactless payments use short-range wireless technology. It's a quick and secure way to make payments with a card.
Purchasing travel insurance, safeguarding documents, and notifying UnitedOne Credit Union are a few ways to protect yourself.
Our Local Home Loan Experts discuss what elements make up your credit score and how to improve it.
As our loved ones age, it’s crucial to ensure they’re protected not only physically but also financially.
UnitedOne Credit Union members in Manitowoc and Sheboygan have won more than $20,000 since 2018.
Dylan Johnston and Saryah Jacoby are the recipients of UnitedOne Credit Union’s two $1,000 scholarships for the 2024-25 academic year.
The Wisconsin housing market unveils promising prospects, especially in places like Sheboygan and Manitowoc.
Our Local Home Loan Experts clear up any confusion about credit and its role in applying for a loan.
UnitedOne receives awards for Best Member Advocacy and Most Appreciative Staff by MemberXP.
Nestled along the shores of Lake Michigan, Manitowoc offers a unique blend of small-town charm, natural beauty, and a thriving community spirit.
Our Local Home Loan Experts delve into what a construction loan entails for homebuyers.
Ways to protect your finances if you’re starting to feel the pinch of higher prices and having trouble making ends meet.
Sheboygan and Manitowoc have witnessed an impressive increase in property values, making them attractive options for potential homebuyers and investors alike.
How do you make your money work harder for you? Enter the magic of share certificate laddering.
One of the things you should make sure to do when using a mobile device is practicing digital safety by being vigilant with all of your actions.
We understand the importance of making informed decisions about your finances, especially when it comes to vehicle loans.
There are various programs and alternatives that help make it possible to purchase a house without needing a 20% down.
To keep your financial data safe, keep these security tips in mind.
If your New Year’s resolution is to tighten up your finances, check out these tips to help you reach your goals for 2024 and beyond.
As we enter the home-buying season, there is one question that must be answered.
Our Local Home Loan Experts discuss what WHEDA is and why it’s an excellent program for first-time homebuyers.
Money management skills, empathy and self-control can be taught by parents during the holidays
How to choose the right mortgage product that fits your unique needs and financial situation.
If you are contacted by anyone insisting that a payment must be made with a gift card, it’s very likely a scammer.
While it can seem like a daunting task to a first-time homebuyer, applying for a home loan doesn’t have to be scary.
Unlike banks, UnitedOne is transparent about loan rates and goes even further by helping our members to avoid hidden fees.
These types of loans will cost you many times more than you borrow in the long run.
Don’t incur overdraft fees on your account by making this mistakes with your account.
A home equity loan allows homeowners to borrow against the equity they've built up in their property.
With locations in Manitowoc and Sheboygan, UnitedOne is the highest ranked credit union from Wisconsin in the 2023 rankings.
UnitedOne can help you with choosing the right student loan and providing you with tools that will help you make good financial decisions.
One of the best ways to avoid becoming a victim is by becoming an educated consumer.
UnitedOne has been helping local entrepreneurs make their mark while making our communities a better place to live and work.
Explore what you can do to protect your credit score and prevent fraud on your account.
Manitowoc, Sheboygan residents receive $1,000 scholarships from UnitedOne.
Never give out personal or account information in reply to an unsolicited call, text, or email.
One of the primary ways credit unions help their members succeed is with loan programs with lower interest rates than most traditional lenders.
The Manitowoc native has 10 years of experience at financial institutions.
This link leaves the United One website.