Free Kasasa Tunes® Checking
Earn purchase refunds from select digital stores
For the frequent digital shopper, Kasasa Tunes lets you earn refunds on your iTunes® App Store, Amazon.com®, and Google Play™ purchase every month! Plus, you’ll get ATM withdrawal fee refunds nationwide. Now that’s free checking that rocks!
- Free checking that pays you to shop online
- Earn $15 in refunds for iTunes® App Store, Amazon.com®, or Google Play™ purchases monthly*
- Get $30 in bonus refunds for iTunes® App Store, Amazon.com®, or Google Play™ purchases when you open your account*
- Refunds on ATM withdrawal fees, nationwide (up to $25 monthly, max $4.99 each)*
- No minimum balance to earn rewards
- No monthly maintenance fee
- Free Digital Banking with Bill Payer
- Free E-Statements
- Free Mobile App
- Includes Mobile Deposit
- Free Visa® Debit Card
- can be loaded to a mobile wallet
- No minimum deposit to open
- Debit card with optional Roundup savings
Our RoundUp option allows you to build your savings without doing anything other than using your debit card. We'll round up each of your debit card purchases to the nearest dollar, and at the end of each day, transfer that amount to your Primary Share Savings account. Easy!
How to Qualify
Doing just a few simple banking activities (we call them “qualifications”) listed below, you’ll help us lower costs — and we’ll pass those savings on to you as Kasasa® rewards! Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Tunes account during each Monthly Qualification Cycle:
- At least 12 signature-based debit card purchases
- Be enrolled in and agree to receive e-statements
- At least 1 direct deposit, ACH payment, or Bill Payer transaction
Don’t worry if you don’t qualify during a cycle, your Kasasa Tunes account is still free. Even more, you can get right back to earning your full rewards the very next month.
Have questions about Kasasa Tunes? Email us at mail@UnitedOne.org or call 920-684-0361 in Manitowoc and 920-451-8222 Sheboygan.
As a bonus to individuals who open and fund a new Kasasa Tunes account, our credit union will refund up to an aggregate total of $30 (which includes any applicable taxes) for any iTunes, Amazon.com or Google Play purchases made with your Kasasa Tunes debit card that post and settle to the account within the first 60 calendar days after your account is opened.
This refund will be credited to your account on the last day of the current statement cycle in which your aggregate iTunes, Amazon.com, Google Play purchase threshold of $30 posts and settles to your account.
No minimum balance is required to obtain this bonus. No minimum deposit is required to open the account.
Annual Percentage Yield (APY) varies by account, account balance and if qualifications are met. See Reward Information Section below for account APY information.
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards.
"Monthly Qualification Cycle" means a period beginning one (1) day prior to the first banking day of the current statement cycle through one (1) day prior to the last banking day of the current statement cycle.
See our website www.unitedone.org or call 920-684-0361 to contact one of our member service representatives for specific Monthly Qualification Cycle dates.
Depending on what Kasasa account you have, you will receive the following rewards when you meet your account's qualifications during a Monthly Qualification Cycle:
Kasasa Cash: you will receive 5.00% APY* on balances up to $7,500.00
balances over $7,500.00 will receive .10% APY. Earn 5.00% to 0.44% APY on balances over $7,500.00 depending on balance in account*. Earn 0.03% APY* if qualifications aren't met during the Monthly Qualification Cycle.
Kasasa Cash Back: you will receive 5.00% cash back on up to a total of $300 PIN-based or signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $15 cash back payments may be earned per Monthly Qualification Cycle.
Kasasa Tunes: you will receive up to an aggregate total of $15 (which includes any applicable taxes) in refunds for any iTunes, Amazon.com or Google Play purchases. In order to be refunded, iTunes, Amazon.com, Google Play purchases must be made with your Kasasa Tunes debit card and must post and settle to your account no more than 30 days after the Monthly Qualification Cycle in which you qualified ends.
You will receive reimbursements up to an aggregate total of $25 for nationwide ATM withdrawal fees incurred within your Kasasa Cash Back or Kasasa Tunes account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction.
Depending on your Kasasa account, when your qualifications are not met, cash back payments are not made, iTunes, Amazon.com or Google Play purchases are not reimbursed, nationwide ATM withdrawal fees are not reimbursed and:
Dividends will be credited to your Kasasa Saver account on the last day of the current statement cycle.
The cash back payments and nationwide ATM withdrawal fee reimbursements earned in your Kasasa Cash Back account will be credited to your Kasasa Saver account on the last day of the current statement cycle.
If Kasasa Cash Back is linked to Kasasa Saver, the following also apply:
Kasasa Cash Back:
When linked to a Kasasa Saver account, the cash back payments and nationwide ATM withdrawal fee reimbursements earned in your Kasasa Cash Back account will be credited to your Kasasa Saver account on the last day of the current statement cycle.
APY = Annual Percentage Yield.
APYs accurate as of 03/15/2023.
Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.
Membership restrictions may apply. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. Monthly Direct Deposit, ACH payment or Bill Pay are a condition(s) of Kasasa Saver's linked Kasasa Cash Back or Kasasa Tunes account(s). There are no recurring monthly maintenance charges or fees to open or close this account. A Kasasa Cash Back or Kasasa Tunes account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. Advertised information and rewards are based on all account qualifications being met during each cycle period. Contact one of our member service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Federally insured by NCUA.
iTunes is a registered trademark of Apple, Inc. Amazon.com is a registered trademark of Amazon.com. Google Play is a registered trademark of Google, Inc. Apple Inc., Amazon.com and Google, Inc. are not participants in or sponsors of this program.
Kasasa, Kasasa Cash Back, Kasasa Saver and Kasasa Tunes are trademarks of Kasasa, Ltd., registered in the U.S.A.