EasyOne Checking

EasyOne Checking with optional RoundUp savings

It’s just a day at the beach. A night on the town. Or an afternoon at the store when your smartphone gives you access to your money where you need it. EasyOne is the new online, paperless checking account that makes handling your finances a breeze.

EasyOne helps you save time as well as money with:

• Digital Banking
• Mobile deposit
• Debit card with optional RoundUp savings
• Paperless purchases when you load your debit card to your mobile wallet
• Paperless Bill Pay
• E-Statements
• No minimum balance

Our RoundUp option allows you to build your savings without doing anything other than using your debit card. We'll round up each of your debit card purchases to the nearest dollar, and at the end of each day, transfer that amount to your Primary Share Savings account. Easy!

Use Digital Banking or your debit card at least once per month to avoid a $5 monthly fee. Enroll in E-Statements to avoid a $5 paper statement fee for this account.

Courtesy Pay

Courtesy Pay^^ is a discretionary service that may cover eligible transactions when your balance is short, helping you avoid returned items and potential merchant return fees while you make a deposit. It is not a line of credit, and payment is never guaranteed. If we pay an overdraft, a $28 fee per item applies, and coverage is generally limited to $500 on non interest bearing accounts or $700 on interest bearing accounts. ATM and one time debit card overdrafts require you to opt in. See our Fee Schedule and Courtesy Pay disclosure for full details.

Checking Account questions? We're happy to help!

Call or text us at (920) 684-0361 in Manitowoc or (920) 451-8222 in Sheboygan or email us at mail@UnitedOne.org.

 Yes, I want Kasasa® Checking! Mobile Wallet Visa® Debit Card  

^^Courtesy Pay is a discretionary service, not a right or obligation. UnitedOne Credit Union may pay overdrafts at its sole discretion and can discontinue this service at any time without prior notice. All overdraft amounts, including fees, are due and payable upon demand.

Members are required to bring their account balance to a positive balance within every thirty (30) day period for a minimum period of 24 hours. This is part of maintaining the account in good standing, which is necessary for continued eligibility for Courtesy Pay overdraft services.

Circumstances When the Credit Union Will Not Pay an Overdraft

• The institution will not pay an overdraft if the account is not in good standing, which includes:
  • Failing to bring the account to a positive balance within the required time frame.
  • Being in default on any loan or other obligation to the institution.
  • Being subject to any legal or administrative order or levy.
  • The account is in dormant status.
  • The account is a minor, Not-for-Profit, or Public Funds account.
• Payment of overdrafts is a discretionary courtesy, not a right or obligation. The institution may cease paying overdrafts at any time without prior notice or reason, at its sole discretion

For complete terms, conditions, and eligibility requirements, please refer to your Membership and Account Agreement and the Courtesy Pay Disclosure. Payment of overdrafts is never guaranteed.