Share Certificates
Give your money a new direction - UP! Small deposits with big returns, that's what UnitedOne's variety of certificate investment options offer you. It's time you started earning more with your money and a UnitedOne Share Certificate is how it's done.
- Interest calculated daily and paid quarterly
- Minimum deposits as low as $1,000
- Terms from 3 months to 4 years
- Regular & Jumbo Share Certificates available
Share/IRA Certificate Rates | |||
Effective Date: Saturday, February 27th, 2021 | |||
Share Type | Minimum Balance to Earn APY* | Dividend Rate | APY |
3 Month** | $1,000 | .100% | .100% |
6 Month** | $1,000 | .200% | .200% |
9 Month Advantage | $10,000 | .100% | .100% |
9 Month Advantage | $25,000 | .200% | .200% |
1 Year | $1,000 | .200% | .200% |
1 Year Jumbo | $10,000 | .250% | .250% |
2 Year | $1,000 | .250% | .250% |
2 Year Jumbo | $10,000 | .349% | .350% |
4 Year | $1,000 | .349% | .350% |
4 Year Jumbo | $10,000 | .449% | .450% |
Other certificate types may be available, please contact us for more information. Term share certificates are subject to early withdrawal penalties which may reduce earnings. *APY = annual percentage yield **Indicates certificate is not available as an IRA. |