Small deposits with big returns, that's what UnitedOne's variety of certificate investment options offer you. It's time you started earning more with your money and a UnitedOne Share Certificate is how it's done.
| Share/IRA Certificate Rates | |||
| Effective Date: Thursday, October 16th, 2025 | |||
| Share Type | Minimum Balance to Earn APY* | Dividend Rate | APY |
| 3 Month** | $1,000 | 2.477% | 2.500% |
| 6 Month** | $1,000 | 2.722% | 2.750% |
| 9 Month | $1,000 | 3.455% | 3.500% |
| 1 Year | $1,000 | 2.722% | 2.750% |
| 1 Year Jumbo | $10,000 | 2.820% | 2.850% |
| 18 Month | $5,000 | 2.575% | 2.600% |
| 2 Year | $1,000 | 2.673% | 2.700% |
| 2 Year Jumbo | $10,000 | 2.771% | 2.800% |
| 3 Year | $5,000 | 2.477% | 2.500% |
| 4 Year | $1,000 | 2.094% | 2.110% |
| 4 Year Jumbo | $10,000 | 2.192% | 2.210% |
*APY = annual percentage yield.
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Call or text us at (920) 684-0361 in Manitowoc or (920) 451-8222 in Sheboygan or email us at Savings@UnitedOne.org.
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