Share Certificates
Give your money a new direction - UP! Small deposits with big returns, that's what UnitedOne's variety of certificate investment options offer you. It's time you started earning more with your money and a UnitedOne Share Certificate is how it's done.
- Interest calculated daily and paid quarterly
- Minimum deposits as low as $1,000
- Terms from 3 months to 4 years
- Regular & Jumbo Share Certificates available
| Share/IRA Certificate Rates | |||
| Effective Date: Friday, April 10th, 2020 | |||
| Share Type | Minimum Balance to Earn APY* | Dividend Rate | APY |
| 3 Month** | $1,000 | .300% | .300% |
| 6 Month** | $1,000 | .748% | .750% |
| 9 Month Advantage | $10,000 | 1.145% | 1.150% |
| 9 Month Advantage | $25,000 | 1.244% | 1.250% |
| 1 Year | $1,000 | 1.145% | 1.150% |
| 1 Year Jumbo | $10,000 | 1.244% | 1.250% |
| 2 Year | $1,000 | 1.442% | 1.450% |
| 2 Year Jumbo | $10,000 | 1.541% | 1.550% |
| 4 Year | $1,000 | 1.590% | 1.600% |
| 4 Year Jumbo | $10,000 | 1.689% | 1.700% |
| Other certificate types may be available, please contact us for more information. Term share certificates are subject to early withdrawal penalties which may reduce earnings. *APY = annual percentage yield **Indicates certificate is not available as an IRA. | |||
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