Share Certificates

Give your money a new direction - UP! Small deposits with big returns, that's what UnitedOne's variety of certificate investment options offer you. It's time you started earning more with your money and a UnitedOne Share Certificate is how it's done.

Interest calculated daily and paid quarterly
Minimum deposits as low as $1,000
Terms from 3 months to 4 years
Regular & Jumbo Share Certificates available

Share/IRA Certificate Rates
Effective Date: Thursday, September 19th, 2019
Share Type	Minimum Balance to Earn APY*	Dividend Rate	APY
3 Month**	$1,000	.599%	.600%
6 Month**	$1,000	1.244%	1.250%
9 Month Advantage	$10,000	1.492%	1.500%
9 Month Advantage	$25,000	1.590%	1.600%
1 Year	$1,000	1.739%	1.750%
1 Year Jumbo	$10,000	1.837%	1.850%
2 Year	$1,000	2.182%	2.200%
2 Year Jumbo	$10,000	2.280%	2.300%
4 Year	$1,000	2.280%	2.300%
4 Year Jumbo	$10,000	2.379%	2.400%
Other certificate types may be available, please contact us for more information. Term share certificates are subject to early withdrawal penalties which may reduce earnings. APY = annual percentage yield *Indicates certificate is not available as an IRA.