Share Certificates

Give your money a new direction - UP! Small deposits with big returns, that's what UnitedOne's variety of certificate investment options offer you. It's time you started earning more with your money and a UnitedOne Share Certificate is how it's done.

Interest calculated daily and paid quarterly
Minimum deposits as low as $1,000
Terms from 3 months to 4 years
Regular & Jumbo Share Certificates available

Share/IRA Certificate Rates
Effective Date: Sunday, January 20th, 2019
Share Type	Minimum Balance to Earn APY*	Dividend Rate	APY
NEW! 15 Month	$5,000	2.280%	2.300% ***
3 Month**	$1,000	.698%	.700%
6 Month**	$1,000	1.343%	1.350%
9 Month Advantage	$10,000	1.492%	1.500%
9 Month Advantage	$25,000	1.590%	1.600%
1 Year	$1,000	1.837%	1.850%
1 Year Jumbo	$10,000	1.936%	1.950%
2 Year	$1,000	2.477%	2.500%
2 Year Jumbo	$10,000	2.575%	2.600%
4 Year	$1,000	2.477%	2.500%
4 Year Jumbo	$10,000	2.575%	2.600%
Other certificate types may be available, please contact us for more information. Term share certificates are subject to early withdrawal penalties which may reduce earnings. APY = annual percentage yield Indicates certificate is not available as an IRA. **Available to members with active UnitedOne checking; APY is 2.080% without active checking.