Share Certificates

Give your money a new direction - UP! Small deposits with big returns, that's what UnitedOne's variety of certificate investment options offer you. It's time you started earning more with your money and a UnitedOne Share Certificate is how it's done.

Interest calculated daily and paid quarterly
Minimum deposits as low as $1,000
Terms from 3 months to 4 years
Regular & Jumbo Share Certificates available

Share/IRA Certificate Rates
Effective Date: Monday, January 17th, 2022
Share Type	Minimum Balance to Earn APY*	Dividend Rate	APY
3 Month**	$1,000	.050%	.050%
6 Month**	$1,000	.100%	.100%
9 Month Advantage	$10,000	.050%	.050%
9 Month Advantage	$25,000	.100%	.100%
1 Year	$1,000	.100%	.100%
1 Year Jumbo	$10,000	.150%	.150%
2 Year	$1,000	.150%	.150%
2 Year Jumbo	$10,000	.250%	.250%
4 Year	$1,000	.250%	.250%
4 Year Jumbo	$10,000	.349%	.350%
Other certificate types may be available, please contact us for more information. Term share certificates are subject to early withdrawal penalties which may reduce earnings. APY = annual percentage yield *Indicates certificate is not available as an IRA.