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Student Loans

We're here because you or your student are heading to college. If grants, scholarships, and direct financial aid are not enough to pay for your education costs, let us help cover your expenses with The Smart Option Student Loan® by Sallie Mae®.

The Smart Option Student Loan® for UnitedOne Credit Union by Sallie Mae®

For borrowers attending degree-granting institutions

Now you can pay for college the smart way with three great repayment options and competitive interest rates!

This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans. Learn more or apply for a student loan.

The Smart Option Student Loan features and benefits:

  • Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates, providing even more flexibility
  • No origination fee and no prepayment penalty
  • Benefits and an interest rate reduction available
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner may help you qualify
  • 100% US-based Student Loan Specialists

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