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Authored By: UnitedOne Credit Union on 4/4/2023

Cash Back with Kasasa

There is no better time than now to get a free Kasasa checking account that pays you back!  Just one of the many rewards when you become a UnitedOne member and take full  advantage of a free Kasasa® checking account. Enjoy the wide variety of benefits to the point where you’ll feel like you’re getting paid to shop. With the highest interest rates in 30 years, effective March 15, 2023 the cash back is even better now at a percentage rate of 5.00% cash back.

Check out all the awesome rewards that come with UnitedOne KASASA checking accounts:

Benefits of Kasasa® FREE Cash Back Checking

  • Free checking that pays you back

  • 5.00% cash back on debit card purchases

    • No category restrictions on purchases

    • Cash back earned on up to $300 in purchases monthly

    • Earn up to $180 cash back per year, $15 per month

  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly, max $4.99 each)*

  • Can link to free Kasasa Saver® to build savings automatically 

  • No minimum balance to earn rewards

  • No monthly maintenance fee

  • Free Digital Banking with Bill Payer 

  • Free E-Statements

  • Free Visa® Debit Card 

  • No minimum deposit to open

  • Debit card with optional RoundUp savings

Qualifying is easy for FREE Kasasa® rewards checking accounts enjoy no monthly maintenance fees and amazing benefits!  By doing just a few easy banking activities (we call them “qualifications'') listed below, you’ll help us lower costs — and we’ll pass those savings on to you as Kasasa® rewards! Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa® Cash account during each Monthly Qualification Cycle: 

  • At least 12 signature-based debit card purchases 

  • Be enrolled in and agree to receive E-Statements

  • At least one direct deposit, ACH payment, or Bill Payer transaction

Finding the best cash back card for your wallet is dependent on which cards you qualify for and we’re confident that qualifying for Kasasa rewards is a pain-free process. Do you have questions about Kasasa Cash Back? Email us at mail@UnitedOne.org or call 920-684-0361 in Manitowoc and 920-451-8222 Sheboygan.


Kasasa® checking account is just one of many fantastic benefits that we offer. If you or an immediate family member lives or works in Manitowoc, Sheboygan, Kewaunee or Door counties consider becoming a member of UnitedOne. By becoming a member of UnitedOne you help us to invest in our local communities in a variety of ways including through volunteerism, financial support, fundraising and creating public awareness of organizations and groups that make a meaningful contribution to the betterment of our communities.

*Qualification Information:

Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. "Monthly Qualification Cycle" means a period beginning one (1) day prior to the first banking day of the current statement cycle through one (1) day prior to the last banking day of the current statement cycle. See our website www.unitedone.org or call 920-684-0361 to contact one of our member service representatives for specific Monthly Qualification Cycle dates.

Reward Information:

Kasasa Cash Back: you will receive 5.00% cash back on up to a total of $300 PIN-based or signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $15 cash back payments may be earned per Monthly Qualification Cycle.

When your linked Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $25,000 in your Kasasa Saver account earn an APY of .50% and daily balances over $25,000 earn a dividend rate of .10% on the portion of the daily balance over $25,000, resulting in a range from .50% to .18% APY depending on the account's daily balance. 

When your Kasasa Cash Back account qualifications are not met, no cash back payments are made and ATM withdrawal fees are not refunded. In addition, the entire daily balance in the Kasasa Saver account earns a dividend rate of .03% resulting in an annual percentage yield of .03% APY.

Dividends will be credited to your Kasasa Saver account on the last day of the current statement cycle.

The cash back payments and nationwide ATM withdrawal fee reimbursements earned in your Kasasa Cash Back account will be credited to your Kasasa Saver account on the last day of the current statement cycle.

APY = Annual Percentage Yield. 

APYs accurate as of 03/15/2023.

Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.

Additional Information:

Membership restrictions may apply. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.  No minimum deposit is required to open the account. There are no recurring monthly maintenance charges or fees to open or close this account. A Kasasa Cash Back account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. Advertised information and rewards are based on all account qualifications being met during each cycle period. Contact one of our member service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Federally insured by NCUA.


Kasasa, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.


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