Get Mortgage-Ready with UnitedOne and GreenPath
October 10, 2025
You’ve been picturing your first home — a warm, welcoming space with room to grow and memories to make.
However, as you scroll through listings and run the numbers, reality sets in. Your credit score isn’t quite where it needs to be, and your budget feels stretched thin.
You want to feel confident that when the time comes to buy a home, you’ll be ready financially.
That’s where UnitedOne Credit Union’s partnership with GreenPath Financial Wellness comes in.
Whether you're just starting to think about homeownership or actively working toward mortgage readiness, GreenPath offers the tools, guidance, and support to help you build a strong financial foundation — so when you're ready to buy, you'll truly feel ready.
GreenPath Partner Experience Manager Andrea Irvin joined UnitedOne’s Local Home Loan Experts on the At Home on the Lakeshore podcast to discuss how members can utilize GreenPath to prepare for one of life’s biggest milestones: buying a home.
“We really strive to empower people to live financially healthy lives,” Irvin said.
UnitedOne members have access to free, confidential financial counseling, including pre-purchase housing guidance, mortgage delinquency support, and budgeting help from GreenPath.
Whether you're preparing to buy your first home or feeling overwhelmed by credit card debt, GreenPath meets you with empathy and expertise.
“When you first call, you’ll be connected with one of our client advocates,” Irvin said. “They’ll help you figure out what kind of counseling you need — maybe you’re fearful of falling behind on your mortgage, or maybe you just want a financial wellness checkup.”
GreenPath’s counselors can pull a soft credit report to better understand your financial picture, helping you assess your income, expenses, and overall budget.
From there, they’ll work with you to identify options and create a plan tailored to your goals.
“We want you to be involved in that conversation,” Irvin said, “so you feel empowered to take the next steps.”
For those exploring homeownership, GreenPath offers pre-purchase counseling to help you understand what you can afford, how your credit impacts your loan options, and what steps to take to become mortgage-ready.
“We offer a debt management program that can help reduce interest rates and monthly payments,” Irvin adds, “so you can pay off debt faster and improve your credit — making homeownership more attainable.”
Accessing the array of free resources available from GreenPath is easy for UnitedOne members. Our website provides links to online budgeting tools, webinars, and even an interactive financial coach, Leah, who helps users explore financial scenarios like saving for a down payment or understanding your credit score.
“There’s no cost for counseling,” Irvin said. “This partnership allows us to offer these services to you for free. … Just think of GreenPath as an extension of UnitedOne. We’re here for you.”
Whether you're dreaming of a vacation home or simply trying to break the paycheck-to-paycheck cycle, GreenPath and UnitedOne are here to help you take the next step toward financial wellness.
If you feel like you’re ready to put an offer in on a house, it’s best to discuss your situation and options first. The Local Home Loan Experts at UnitedOne Credit Union will help you navigate the process and are your trusted source in Manitowoc and Sheboygan for all your home loan needs.