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Start with the right tools for your home projects. Local Home Loans. Local Experts. Refresh Your Home.
Start with the right tools for your home projects. Local Home Loans. Local Experts. Refresh Your Home.
Home > Personal Services > Loans > Home Loans | UnitedOne Credit Union in Manitowoc & Sheboygan

Mortgage Center for Home Loans

Local Home Loans Local Experts
7 Year Fixed - Home Equity Loan 
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Use the equity in your home to do the remodel you've been putting off or make the addition you've been dreaming about with the help of our Mortgage Team in Manitowoc and Sheboygan.

With an affordable home equity loan, you can: 

  • Design the perfect kitchen for the chef in your family
  • Create a relaxing outdoor space for your family and guests to enjoy
  • Reduce your energy bills with new, energy-efficient appliances

You can also use your funds for other activities such as: 

  • Covering college (education) expenses
  • Refinancing a home equity loan you have elsewhere
  • Consolidating higher rate debt

Let's talk benefits of home ownership!

  • Build equity - Homes typically increase in value, build equity & provide a nest egg for your future
  • Stabilize housing costs - You could become a homeowner & pay the same or less than what you are paying as a renter
  • Create your own spaceSay goodbye to needing approval from a landlord to paint or carpet
  • Improve your credit scoreBuying a house can improve your credit score, if payments are managed well
Whether buying your first home or refinancing your current one, our mortgage team is here to help you choose the right mortgage product to meet your needs! Take advantage of our low rates & available down payment assistance programs. Our options include fixed and adjustable rate conventional mortgages, and government-backed options such as FHA, VA, and WHEDA. Our Mortgage Specialists are happy to work with you and review your options to ensure you choose the program that best meets your specific needs.**
We're here because you want to find yourself in a home you love!

Apply Now    Book Appointment    Mortgage Center Log In  Email Mortgage Team  

Why does my realtor want to see a pre-approval letter before they begin showing me houses? It’s a common question for anyone in the market to buy a home for the first time.

Kari of our UnitedOne Mortgage Team explains what a pre-approval letter is and why it’s one of the first steps in the process of buying a home. Watch more videos to learn about home loans.

*All loans and down payment assistance programs subject to eligibility and approval. Membership eligibility required. Insured by NCUA. NMLS # 439833

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