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Free Checking, Awesome Rewards

We want to reward you for being our member! That's why we are offering FREE Kasasa rewards checking accounts with no monthly maintenance fees and amazing benefits, like 3% cash back on debit card purchases and nationwide ATM fee refunds. Check out these awesome rewards that come with UnitedOne checking accounts!

I want Kasasa® Checking!  

Checking Accounts

Available Details

Monthly Rewards

Refunds on ATM withdrawal fees, nationwide*

Monthly Maintenance Fee

Free Internet Banking with Bill Payer

Free Mobile Banking (Includes Mobile Deposit)

Free MasterCard® Debit Card

No minimum deposit to open

Free Kasasa Saver® Available

Free Kasasa Cash® Checking

Monthly RewardsPay Me Cash

Monthly Rewards• 3.00% APY* on balances up to $20,000
• 3.00% to 0.71% APY on balances over $20,000 depending on balance in account*
• 0.05% APY* if qualifications aren't met

Refunds on ATM withdrawal fees, nationwide* Up to $25 monthly*

Monthly Maintenance Fee None

Free Internet Banking with Bill Payer Yes

Free Mobile Banking (Includes Mobile Deposit) Yes

Free MasterCard® Debit Card Yes

No minimum deposit to open None

Free Kasasa Saver® Available Yes

Free Kasasa Cash Back® Checking

Monthly RewardsEarn Cash Back

Monthly Rewards• No category restrictions on purchases
• Cash back earned on up to $400 in purchases monthly
• Earn up to $144 cash back per year, $12 per month

Refunds on ATM withdrawal fees, nationwide* Up to $25 monthly*

Monthly Maintenance Fee None

Free Internet Banking with Bill Payer Yes

Free Mobile Banking (Includes Mobile Deposit) Yes

Free MasterCard® Debit Card Yes

No minimum deposit to open None

Free Kasasa Saver® Available Yes

Free Kasasa Tunes® Checking

Monthly RewardsFund My Fun

Monthly Rewards• Earn $15 in refunds for Apple® App Store, Amazon.com®, or Google Play™ purchases monthly*
• Get $30 in bonus refunds for Apple® App Store, Amazon.com®, or Google Play™ purchases when you open your account*

Refunds on ATM withdrawal fees, nationwide* Up to $25 monthly*

Monthly Maintenance Fee None

Free Internet Banking with Bill Payer Yes

Free Mobile Banking (Includes Mobile Deposit) Yes

Free MasterCard® Debit Card Yes

No minimum deposit to open None

Free Kasasa Saver® Available No

 

I want Kasasa® Checking!  

 
Have questions about our free Kasasa checking accounts? Email us at mail@UnitedOne.org or call 920-684-0361 in Manitowoc and 920-451-8222 Sheboygan.

Free Kasasa Saver®

Kasasa Saver makes saving so simple and easy! This FREE savings account links to your FREE Kasasa Cash® or Kasasa Cash Back® checking to help you save.  Add on FREE Kasasa Saver®!

EasyOne Checking

A checking account with optional RoundUp savings. For those who are looking for a checking account, but do not have the desire to qualify for extra rewards.  Easy One Checkingfor details about EasyOne Checking with optional RoundUp savings details.

 


Kasasa Cash:

*Qualification Information: 

Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards.

"Monthly Qualification Cycle" means a period beginning one (1) day prior to the first banking day of the current statement cycle through one (1) day prior to the last banking day of the current statement cycle.

See our website www.unitedone.org or call 920-684-0361 to contact one of our member service representatives for specific Monthly Qualification Cycle dates.

Reward Information:

When your linked Kasasa Cash account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $50,000 in your Kasasa Saver account earn an APY of .75% and daily balances over $50,000 earn a dividend rate of .25% on the portion of the daily balance over $50,000, resulting in a range from .75% to .42% APY depending on the account's daily balance.

When your linked Kasasa Cash account qualifications are not met, the entire daily balance in the Kasasa Saver account earns a dividend rate of .049% resulting in an annual percentage yield of .050% APY.

Dividends will be credited to your Kasasa Saver account on the last day of the current statement cycle.

Nationwide ATM withdrawal fee reimbursements will be credited to your account on the last day of the current statement cycle.

APY = Annual Percentage Yield.

APYs accurate as of 09/15/2020.

Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.

Additional Information:

Membership restrictions may apply. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. There are no recurring monthly maintenance charges or fees to open or close this account. A Kasasa Cash account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. Advertised information and rewards are based on all account qualifications being met during each cycle period. Contact one of our member service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Federally insured by NCUA.

Trademarks:

Kasasa, Kasasa Cash and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.

Kasasa Cash Back:

*Qualification Information:

Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. "Monthly Qualification Cycle" means a period beginning one (1) day prior to the first banking day of the current statement cycle through one (1) day prior to the last banking day of the current statement cycle. See our website www.unitedone.org or call 920-684-0361 to contact one of our member service representatives for specific Monthly Qualification Cycle dates.

Reward Information:

When your linked Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $50,000 in your Kasasa Saver account earn an APY of .75% and daily balances over $50,000 earn a dividend rate of .25% on the portion of the daily balance over $50,000, resulting in a range from .75% to .42%APY depending on the account's daily balance. 

When your Kasasa Cash Back account qualifications are not met, no cash back payments are made and ATM withdrawal fees are not refunded. In addition, the entire daily balance in the Kasasa Saver account earns a dividend rate of .049% resulting in an annual percentage yield of .050% APY.

Dividends will be credited to your Kasasa Saver account on the last day of the current statement cycle.

The cash back payments and nationwide ATM withdrawal fee reimbursements earned in your Kasasa Cash Back account will be credited to your Kasasa Saver account on the last day of the current statement cycle.

APY = Annual Percentage Yield. 

APYs accurate as of 09/15/2020.

Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.

Additional Information:

Membership restrictions may apply. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply.  No minimum deposit is required to open the account. There are no recurring monthly maintenance charges or fees to open or close this account. A Kasasa Cash Back account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. Advertised information and rewards are based on all account qualifications being met during each cycle period. Contact one of our member service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Federally insured by NCUA.

Trademarks:
Kasasa, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.

 

Kasasa Tunes: 

Bonus Information:

As a bonus to individuals who open and fund a new Kasasa Tunes account, our credit union will refund up to an aggregate total of $30 (which includes any applicable taxes) for any iTunes, Amazon.com or Google Play purchases made with your Kasasa Tunes debit card that post and settle to the account within the first 60 calendar days after your account is opened.

This refund will be credited to your account on the last day of the current statement cycle in which your aggregate iTunes, Amazon.com, Google Play purchase threshold of $30 posts and settles to your account.

No minimum balance is required to obtain this bonus. No minimum deposit is required to open the account.

Annual Percentage Yield (APY) varies by account, account balance and if qualifications are met. See Reward Information Section below for account APY information.


*Qualification Information:

Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards.

"Monthly Qualification Cycle" means a period beginning one (1) day prior to the first banking day of the current statement cycle through one (1) day prior to the last banking day of the current statement cycle.

See our website www.unitedone.org or call 920-684-0361 to contact one of our member service representatives for specific Monthly Qualification Cycle dates.


Reward Information:

Depending on what Kasasa account you have, you will receive the following rewards when you meet your account's qualifications during a Monthly Qualification Cycle:

Kasasa Cash Back: you will receive 3.00% cash back on up to a total of $400 PIN-based or signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $12 cash back payments may be earned per Monthly Qualification Cycle.

Kasasa Tunes: you will receive up to an aggregate total of $15 (which includes any applicable taxes) in refunds for any iTunes, Amazon.com or Google Play purchases. In order to be refunded, iTunes, Amazon.com, Google Play purchases must be made with your Kasasa Tunes debit card and must post and settle to your account no more than 30 days after the Monthly Qualification Cycle in which you qualified ends.

You will receive reimbursements up to an aggregate total of $25 for nationwide ATM withdrawal fees incurred within your Kasasa Cash Back or Kasasa Tunes account during that Monthly Qualification Cycle. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM withdrawal fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction.

Depending on your Kasasa account, when your qualifications are not met, cash back payments are not made, iTunes, Amazon.com or Google Play purchases are not reimbursed, nationwide ATM withdrawal fees are not reimbursed and:

Dividends will be credited to your Kasasa Saver account on the last day of the current statement cycle.

The cash back payments and nationwide ATM withdrawal fee reimbursements earned in your Kasasa Cash Back account will be credited to your Kasasa Saver account on the last day of the current statement cycle.

If Kasasa Cash Back is linked to Kasasa Saver, the following also apply:

Kasasa Cash Back:

When linked to a Kasasa Saver account, the cash back payments and nationwide ATM withdrawal fee reimbursements earned in your Kasasa Cash Back account will be credited to your Kasasa Saver account on the last day of the current statement cycle.

APY = Annual Percentage Yield.

APYs accurate as of 09/15/2020.

Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.


Additional Information:

Membership restrictions may apply. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. Monthly Direct Deposit, ACH payment or Bill Pay are a condition(s) of Kasasa Saver's linked Kasasa Cash Back or Kasasa Tunes account(s). There are no recurring monthly maintenance charges or fees to open or close this account. A Kasasa Cash Back or Kasasa Tunes account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. Advertised information and rewards are based on all account qualifications being met during each cycle period. Contact one of our member service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Federally insured by NCUA.

Trademarks:

iTunes is a registered trademark of Apple, Inc. Amazon.com is a registered trademark of Amazon.com. Google Play is a registered trademark of Google, Inc. Apple Inc., Amazon.com and Google, Inc. are not participants in or sponsors of this program.

Kasasa, Kasasa Cash Back, Kasasa Saver and Kasasa Tunes are trademarks of Kasasa, Ltd., registered in the U.S.A.

 


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