Foreign Country Debit Card Transactions Converted To Dollars
All purchases and cash withdrawals you make in foreign currencies using your UnitedOne debit card will be debited from your account in U.S. dollars. The exchange rate between the transaction currency and the billing currency used for processing international transactions is a rate set by Visa®.
A fee of 1 percent of the amount of the foreign transaction, calculated in U.S. dollars, will be imposed on all foreign transactions, including purchases, cash withdrawals and credits to your account. A foreign transaction is defined as any transaction that you complete or a merchant completes on your card outside of the U.S., excluding those made on U.S. military bases, and in U.S. territories, U.S. embassies or U.S. consulates.