Protecting our Members with CARFAX®!
Contact a Member Service Representative for your Vehicle History Report.*
* Available with an auto loan application.
Contact a Member Service Representative for your Vehicle History Report.*
* Available with an auto loan application.
UnitedOne Credit Union in Manitowoc and Sheboygan is your No. 1 choice for local lending when you’re on the clock to pick a different ride.
Whether you want to get your groove on with a swell new or pre-owned car, truck, SUV, RV, motorcycle, ATV, or boat – UnitedOne provides a wide range of auto loan options to cover your needs and lifestyle.
We’ll work hard to get you a loan at an affordable rate so you can get the vehicle you need. Whether the vehicle is new or pre-owned, we can help. Let's get started, fill out the online application or contact one of our experienced local lenders today.
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| Secured Loans (Cars, trucks, SUVs, motorcycles, ATVs, snowmobiles, and personal watercraft) | |||
| Effective Date: Saturday, July 5th, 2025 | |||
| Year | Term | Monthly Payment per $1,000 | APR* As Low As |
| 2024 and Newer | Up to 60 Months | $21.90 | 4.990% APR* |
| 2024 and Newer | Up to 72 Months | $19.20 | 4.990% APR* |
| 2024 and Newer | Up to 84 Months | $17.83 | 5.990% APR* |
| 2022-2023 | Up to 60 Months | $21.90 | 4.990% APR* |
| 2017-2021 | Up to 48 Months | $26.49 | 5.990% APR* |
| 2015-2016 | Up to 36 Months | $34.09 | 7.490% APR* |
| 2005-2014 | Up to 24 Months | $47.93 | 7.490% APR* |
| 2004 or older | Up to 24 Months | $48.88 | 9.490% APR* |
*APR = Annual Percentage Rate. Rates are determined by your personal credit history, loan term, loan-to-value ratio, year of vehicle, and account relationship with UnitedOne Credit Union. Rate includes a .25% discount for automatic payments and a .25% Relationship Rewards discount when you finance a minimum of $5,000 in new money and maintain an active UnitedOne Credit Union checking account with direct deposit. Monthly payments per $1,000 borrowed include optional debt protection. First payment may be deferred up to 90 days. Finance charge begins accruing when loan is funded. Additional rates and terms available, please contact loans@UnitedOne.org for details. Loans subject to credit approval and not all applicants will qualify for the lowest rate. Membership Eligibility Required. CARFAX Vehicle History products and services are based only on information supplied to CARFAX. CARFAX does not have the complete history of every vehicle. Use the CARFAX search as one important tool, along with a vehicle inspection and test drive, to make a better decision about your next used car. CARFAX Vehicle History Reports™ may be accessed with an active auto loan preapproval through UnitedOne Credit Union. The CARFAX Vehicle History Report is intended for personal use only and may not be used for commercial purposes. UnitedOne Credit Union is in no way responsible for the accuracy of the CARFAX Vehicle History Reports™. CARFAX reserves the right to take appropriate action for the misuse of this offer. CARFAX is a registered trademark of CARFAX, Inc. CARFAX Vehicle History products and services are based only on information supplied to CARFAX. CARFAX does not have the complete history of every vehicle. Use the CARFAX search as one important tool, along with a vehicle inspection and test drive, to make a better decision about your next used car. Credit and collateral subject to approval. | |||
Call or text us at (920) 684-0361 in Manitowoc or (920) 451-8222 in Sheboygan or email us at mail@UnitedOne.org.
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