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Home > Personal Services > Checking > Free Kasasa Saver® | UnitedOne Credit Union

Free Kasasa Saver®

Collect and grow your savings effortlessly

Link your Kasasa Cash® or Kasasa Cash Back® free checking account to a free Kasasa Saver account. Kasasa Saver automatically collects earned Kasasa® checking rewards. Even more, you’ll earn dividends on your balance, helping your savings to grow.


  • Free account that helps you build your savings with ease
  • Links to free Kasasa Cash or free Kasasa Cash Back checking
    • Only Kasasa Cash checking rewards collected earn dividends on the Kasasa Saver balance
      • 0.50% APY* on balances up to $25,000
      • 0.50% to 0.18% APY on balances over $25,000 depending on balance in account*
      • 0.03% APY* if qualifications aren't met
    • Kasasa Cash Back checking earned rewards are collected; (but no dividends are earned)
  • No minimum balance to earn rewards
  • No monthly maintenance fee
  • Free Digital Banking
  • No minimum deposit to open


      How to Qualify     

Qualifying for your Kasasa Cash or Kasasa Cash Back rewards automatically qualifies you for the highest Kasasa Saver rate, too. Enrollments must be in place and all of the following transactions and activities must post and settle to your Kasasa Cash or Kasasa Cash Back account during each Monthly Qualification Cycle:

  • At least 12 signature-based debit card purchases
  • Be enrolled in and agree to receive e-statements
  • At least 1 direct deposit, ACH payment, or Bill Payer transaction

Don’t worry if you don’t meet your qualifications during the cycle — your Kasasa accounts are still free. In fact, you’ll still earn our base dividend rate on Kasasa Saver. Plus, you can get right back to earning your full rewards the very next month!

Have questions about Kasasa Saver? Email us at mail@UnitedOne.org or call 920-684-0361 in Manitowoc and 920-451-8222 Sheboygan.



*Qualification Information:
Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. 
"Monthly Qualification Cycle" means a period beginning one (1) day prior to the first banking day of the current statement cycle through one (1) day prior to the last banking day of the current statement cycle. 
See our website www.unitedone.org or contact one of our branch service representatives for specific Monthly Qualification Cycle dates. 

Reward Information:

When your linked Kasasa Cash or Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, daily balances up to and including $25,000 in your Kasasa Saver account earn an APY of .50% and daily balances over $25,000 earn a dividend rate of .10% on the portion of the daily balance over $25,000, resulting in a range from .50% to .18% APY depending on the account's daily balance.

When your linked Kasasa Cash or Kasasa Cash Back account qualifications are not met, the entire daily balance in the Kasasa Saver account earns a dividend rate of .03% resulting in an annual percentage yield of .03% APY.

Dividends will be credited to your Kasasa Saver account on the last day of the current statement cycle.

APY = Annual Percentage Yield.

APYs accurate as of 03/15/2023.

Rates, rewards, and bonuses, if any, are variable and may change after account is opened without notice to you. No minimum balance is required to earn or receive the account's rewards. Rewards less than a penny cannot be distributed. Fees may reduce earnings.

Additional Information:
Membership restrictions may apply. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. There are no recurring monthly maintenance charges or fees to open or close this account. 
A Kasasa Cash or Kasasa Cash Back account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. Advertised information and rewards are based on all account qualifications being met during each cycle period. 
Contact one of our credit union service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Federally insured by NCUA. 

Kasasa, Kasasa Cash, Kasasa Cash Back, Kasasa Tunes and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.


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