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UnitedOne Credit Union's 22 month certificate special
UnitedOne Credit Union's 22 month certificate special
Home > Personal Services > Savings > Savings Rates

Savings Rates

Remember, the best time to save is anytime. Get started with a great savings plan and enjoy benefits like convenient and unlimited deposits and withdrawals, no fees, 24/7/365 access and competitive rates.

Share/IRA Savings Rates
Effective Date: Tuesday, March 28th, 2017
Share TypeMinimum Balance to Earn APY*Dividend RateAPY
Primary Share $100 .050% .050%
Mates Club (Ages 0-11) $25 .050% .050%
eXtreme Fundz (ages 12-17) $25 .050% .050%
Christmas Club** $.50 .080% .080%
Money Market Less than $5,000 .050% .050%
Money Market $5,000 .100% .100%
Money Market $15,000 .150% .150%
Money Market $25,000 .200% .200%
Money Market Premier Less than $40,000 .050% .050%
Money Market Premier $40,000 .250% .250%
AchieveOne Money Market** Less than $25,000 .000% .000%
  $25,000 .399% .400%
  $50,000 .598% .600%
  $75,000 .698% .700%
  $100,000 .797% .800%
  $200,000 .896% .900%
Open Savings IRA $25 .050% .050%
Rates may change after the account is opened. Monthly or activity fees could reduce the earnings on the account. *APY = annual percentage yield **Other fees may apply, please see fee schedule.

Share/IRA Certificate Rates
Effective Date: Tuesday, March 28th, 2017
Share TypeMinimum Balance to Earn APY*Dividend RateAPY
New! 22 Month $5,000 1.244% 1.250%***
3 Month** $1,000 .200% .200%
6 Month** $1,000 .300% .300%
9 Month Advantage $10,000 .399% .400%
9 Month Advantage $25,000 .499% .500%
1 Year $1,000 .399% .400%
1 Year Jumbo $10,000 .499% .500%
2 Year $1,000 .599% .600%
2 Year Jumbo $10,000 .698% .700%
4 Year $1,000 .897% .900%
4 Year Jumbo $10,000 .996% 1.000%
Other certificate types may be available, please contact us for more information.   Term share certificates are subject to early withdrawal penalties which may reduce earnings.   *APY = annual percentage yield **Indicates certificate is not available as an IRA.  ***Available to members with active UnitedOne checking; APY is 1.150% without active checking.

Checking
Effective Date: Tuesday, March 28th, 2017
NameMinimum Balance to Earn APY*Dividend RateAPY
Dividend Checking** Less than $1,000 .000% .000%
  $1,000 .050% .050%
  $2,500 .100% .100%
Rates may change after the account is opened. Monthly or activity fees could reduce the earnings on the account. *APY = annual percentage yield **Other fees may apply, please see fee schedule.


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