Savings Rates

Remember, the best time to save is anytime. Get started with a great savings plan and enjoy benefits like convenient and unlimited deposits and withdrawals, no fees, 24/7/365 access and competitive rates.

Share/IRA Savings Rates
Effective Date: Wednesday, September 28th, 2022
Share Type	Minimum Balance to Earn APY*	Dividend Rate	APY
Primary Share	$100	.030%	.030%
Saver's Sweepstakes®**	$100	.030%	.030%
Mates Club (Ages 0-11)	$25	.030%	.030%
eXtreme Fundz (ages 12-17)	$25	.030%	.030%
Free Kasasa Cash® Checking	Up to $15,000	1.982%	2.000%
	Greater than $15,000	.100%	.100%
	Qualifications not met	.030%	.030%
Free Kasasa Saver® (With Free Kasasa Cash® or Cash Back® Checking)	Up to $25,000	.499%	.500%
	Greater than $25,000	.100%	.100%
	Qualifications not met	.030%	.030%
Christmas Club**	$.50	.080%	.080%
Money Market	Less than $5,000	.030%	.030%
Money Market	$5,000	.050%	.050%
Money Market	$15,000	.100%	.100%
Money Market	$25,000	.150%	.150%
AchieveOne Money Market**	Less than $25,000	.000%	.000%
	$25,000	.150%	.150%
	$50,000	.200%	.200%
	$75,000	.250%	.250%
	$100,000	.300%	.300%
	$200,000	.349%	.350%
	$500,000	.399%	.400%
Open Savings IRA	$25	.030%	.030%
Rates may change after the account is opened. Monthly or activity fees could reduce the earnings on the account. APY = annual percentage yield *Other fees may apply, please see fee schedule.

Share/IRA Certificate Rates
Effective Date: Wednesday, September 28th, 2022
Share Type	Minimum Balance to Earn APY*	Dividend Rate	APY
15 Month°	$5,000	1.442%	1.450%
18 Month°	$5,000	1.590%	1.600%
22 Month°	$5,000	1.689%	1.700%
3 Month**	$1,000	.399%	.400%
6 Month**	$1,000	.748%	.750%
9 Month Advantage	$10,000	.897%	.900%
9 Month Advantage	$25,000	.947%	.950%
1 Year	$1,000	1.195%	1.200%
1 Year Jumbo	$10,000	1.244%	1.250%
2 Year	$1,000	1.541%	1.550%
2 Year Jumbo	$10,000	1.640%	1.650%
4 Year	$1,000	.996%	1.000%
4 Year Jumbo	$10,000	1.095%	1.100%
Other certificate types may be available, please contact us for more information. Term share certificates are subject to early withdrawal penalties which may reduce earnings. APY = annual percentage yield *Indicates certificate is not available as an IRA. °Indicates a $5,000 minimum deposit required.