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Home > Personal Services > Savings > Savings Rates

Savings Rates

Remember, the best time to save is anytime. Get started with a great savings plan and enjoy benefits like convenient and unlimited deposits and withdrawals, no fees, 24/7/365 access and competitive rates.

Share/IRA Savings Rates
Effective Date: Sunday, May 19th, 2019
Share TypeMinimum Balance to Earn APY*Dividend RateAPY
Primary Share $100 .050% .050%
Saver's Sweepstakes $100 .080% .080%
Mates Club (Ages 0-11) $25 .050% .050%
eXtreme Fundz (ages 12-17) $25 .050% .050%
Christmas Club** $.50 .080% .080%
Money Market Less than $5,000 .050% .050%
Money Market $5,000 .300% .300%
Money Market $15,000 .349% .350%
Money Market $25,000 .399% .400%
Money Market Premier Less than $40,000 .050% .050%
Money Market Premier $40,000 .349% .350%
AchieveOne Money Market** Less than $25,000 .000% .000%
  $25,000 .598% .600%
  $50,000 .797% .800%
  $75,000 .896% .900%
  $100,000 .995% 1.000%
  $200,000 1.094% 1.100%
Open Savings IRA $25 .050% .050%
Rates may change after the account is opened. Monthly or activity fees could reduce the earnings on the account. *APY = annual percentage yield **Other fees may apply, please see fee schedule.

Share/IRA Certificate Rates
Effective Date: Sunday, May 19th, 2019
Share TypeMinimum Balance to Earn APY*Dividend RateAPY
3 Month** $1,000 .698% .700%
6 Month** $1,000 1.343% 1.350%
9 Month Advantage $10,000 1.492% 1.500%
9 Month Advantage $25,000 1.590% 1.600%
1 Year $1,000 1.837% 1.850%
1 Year Jumbo $10,000 1.936% 1.950%
2 Year $1,000 2.477% 2.500%
2 Year Jumbo $10,000 2.575% 2.600%
4 Year $1,000 2.477% 2.500%
4 Year Jumbo $10,000 2.575% 2.600%
Other certificate types may be available, please contact us for more information.   Term share certificates are subject to early withdrawal penalties which may reduce earnings.   *APY = annual percentage yield   **Indicates certificate is not available as an IRA.

Checking
Effective Date: Sunday, May 19th, 2019
NameMinimum Balance to Earn APY*Dividend RateAPY
Dividend Checking** Less than $1,000 .000% .000%
  $1,000 .050% .050%
  $2,500 .100% .100%
Rates may change after the account is opened. Monthly or activity fees could reduce the earnings on the account. *APY = annual percentage yield **Other fees may apply, please see fee schedule.


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