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| Share/IRA Savings Rates |
| Effective Date: Sunday, January 20th, 2019 |
| Share Type | Minimum Balance to Earn APY* | Dividend Rate | APY |
| Primary Share |
$100 |
.050% |
.050% |
| Saver's Sweepstakes |
$100 |
.080% |
.080% |
| Mates Club (Ages 0-11) |
$25 |
.050% |
.050% |
| eXtreme Fundz (ages 12-17) |
$25 |
.050% |
.050% |
| Christmas Club** |
$.50 |
.080% |
.080% |
| Money Market |
Less than $5,000 |
.050% |
.050% |
| Money Market |
$5,000 |
.100% |
.100% |
| Money Market |
$15,000 |
.150% |
.150% |
| Money Market |
$25,000 |
.200% |
.200% |
| Money Market Premier |
Less than $40,000 |
.050% |
.050% |
| Money Market Premier |
$40,000 |
.250% |
.250% |
| AchieveOne Money Market** |
Less than $25,000 |
.000% |
.000% |
| |
$25,000 |
.399% |
.400% |
| |
$50,000 |
.598% |
.600% |
| |
$75,000 |
.698% |
.700% |
| |
$100,000 |
.797% |
.800% |
| |
$200,000 |
.896% |
.900% |
| Open Savings IRA |
$25 |
.050% |
.050% |
| Rates may change after the account is opened. Monthly or activity fees could reduce the earnings on the account. *APY = annual percentage yield **Other fees may apply, please see fee schedule. |
| Share/IRA Certificate Rates |
| Effective Date: Sunday, January 20th, 2019 |
| Share Type | Minimum Balance to Earn APY* | Dividend Rate | APY |
| NEW! 15 Month |
$5,000 |
2.280% |
2.300% *** |
| 3 Month** |
$1,000 |
.698% |
.700% |
| 6 Month** |
$1,000 |
1.343% |
1.350% |
| 9 Month Advantage |
$10,000 |
1.492% |
1.500% |
| 9 Month Advantage |
$25,000 |
1.590% |
1.600% |
| 1 Year |
$1,000 |
1.837% |
1.850% |
| 1 Year Jumbo |
$10,000 |
1.936% |
1.950% |
| 2 Year |
$1,000 |
2.477% |
2.500% |
| 2 Year Jumbo |
$10,000 |
2.575% |
2.600% |
| 4 Year |
$1,000 |
2.477% |
2.500% |
| 4 Year Jumbo |
$10,000 |
2.575% |
2.600% |
| Other certificate types may be available, please contact us for more information. Term share certificates are subject to early withdrawal penalties which may reduce earnings. *APY = annual percentage yield **Indicates certificate is not available as an IRA. ***Available to members with active UnitedOne checking; APY is 2.080% without active checking. |
| Checking |
| Effective Date: Sunday, January 20th, 2019 |
| Name | Minimum Balance to Earn APY* | Dividend Rate | APY |
| Dividend Checking** |
Less than $1,000 |
.000% |
.000% |
| |
$1,000 |
.050% |
.050% |
| |
$2,500 |
.100% |
.100% |
| Rates may change after the account is opened. Monthly or activity fees could reduce the earnings on the account. *APY = annual percentage yield **Other fees may apply, please see fee schedule. |
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