Savings Rates

Remember, the best time to save is anytime. Get started with a great savings plan at UnitedOne Credit Union and enjoy benefits like convenient and unlimited deposits and withdrawals, no fees, 24/7/365 access and competitive rates.

Share/IRA Savings Rates
Effective Date: Tuesday, September 26th, 2023
Share Type	Minimum Balance to Earn APY*	Dividend Rate	APY
Primary Share	$100	.030%	.030%
Saver's Sweepstakes®**	$100	.030%	.030%
Mates Club (Ages 0-11)	$25	.030%	.030%
eXtreme Fundz (ages 12-17)	$25	.030%	.030%
Free Kasasa Cash® Checking	Up to $7,500	4.889%	5.000%
	Greater than $7,500	.100%	.100%
	Qualifications not met	.030%	.030%
Free Kasasa Saver® (With Free Kasasa Cash® or Cash Back® Checking)	Up to $25,000	.499%	.500%
	Greater than $25,000	.100%	.100%
	Qualifications not met	.030%	.030%
Christmas Club**	$.50	.080%	.080%
Money Market	Less than $5,000	.030%	.030%
Money Market	$5,000	.150%	.150%
Money Market	$15,000	.250%	.250%
Money Market	$25,000	.349%	.350%
AchieveOne Money Market**	Less than $25,000	.000%	.000%
	$25,000	.598%	.600%
	$50,000	.797%	.800%
	$75,000	1.933%	1.950%
	$100,000	1.982%	2.000%
	$200,000	2.472%	2.500%
	$500,000	2.716%	2.750%
NEW!	$1,000,000	2.960%	3.000%
Open Savings IRA	$25	.030%	.030%
APY = annual percentage yield * = Other fees may apply, please see fee schedule. Rates may change after the account is opened. Monthly or activity fees could reduce the earnings on the account. Federally insured by NCUA. Membership eligibility required. UnitedOne.org.

Share/IRA Certificate Rates
Effective Date: Tuesday, September 26th, 2023
Share Type	Minimum Balance to Earn APY*	Dividend Rate	APY
15 Month°	$5,000	4.426%	4.500%
11 Month°	$5,000	4.909%	5.000%
3 Month**	$1,000	1.244%	1.250%
6 Month**	$1,000	2.231%	2.250%
9 Month Advantage⁺	$10,000	4.329%	4.400%
9 Month Advantage⁺	$25,000	4.474%	4.550%
1 Year	$1,000	2.526%	2.550%
1 Year Jumbo	$10,000	2.624%	2.650%
2 Year	$1,000	2.575%	2.600%
2 Year Jumbo	$10,000	2.673%	2.700%
4 Year	$1,000	1.985%	2.000%
4 Year Jumbo	$10,000	2.084%	2.100%
APY = annual percentage yield. * = Indicates certificate is not available as an IRA. ° = Indicates a $5,000 minimum deposit required. ⁺ = Accepts unlimited deposits during the 9 month term in $500 increments. Allowed 1 withdrawal during the 9 month term-balance must remain at $10,000 or $25,000 depending on the Advantage Certificate opened. A Money Market share must be opened in conjunction with any Advantage Certificate and remain open for the entire term of the Certificate. Other certificate types may be available, please contact us for more information. Term share certificates are subject to early withdrawal penalties which may reduce earnings. Rates subject to change at any time and without notice. Federally insured by NCUA. Membership eligibility required. UnitedOne.org.