Savings Rates
Remember, the best time to save is anytime. Get started with a great savings plan and enjoy benefits like convenient and unlimited deposits and withdrawals, no fees, 24/7/365 access and competitive rates.
| Share/IRA Savings Rates | |||
| Effective Date: Friday, April 10th, 2020 | |||
| Share Type | Minimum Balance to Earn APY* | Dividend Rate | APY |
| Primary Share | $100 | .050% | .050% |
| Saver's Sweepstakes® | $100 | .080% | .080% |
| Mates Club (Ages 0-11) | $25 | .050% | .050% |
| eXtreme Fundz (ages 12-17) | $25 | .050% | .050% |
| NEW! Free Kasasa Cash® Checking | Up to $20,000 | 2.960% | 3.000% |
| Greater than $20,000 | .250% | .250% | |
| Qualifications not met | .050% | .050% | |
| NEW! Free Kasasa Saver® (With Free Kasasa Cash® Checking) |
Up to $100,000 | 1.243% | 1.250% |
| Greater than $100,000 | .499% | .500% | |
| Qualifications not met | .050% | .050% | |
| Christmas Club** | $.50 | .080% | .080% |
| Money Market | Less than $5,000 | .050% | .050% |
| Money Market | $5,000 | .250% | .250% |
| Money Market | $15,000 | .300% | .300% |
| Money Market | $25,000 | .349% | .350% |
| AchieveOne Money Market** | Less than $25,000 | .000% | .000% |
| $25,000 | .499% | .500% | |
| $50,000 | .598% | .600% | |
| $75,000 | .698% | .700% | |
| $100,000 | .797% | .800% | |
| $200,000 | .896% | .900% | |
| $500,000 | 1.094% | 1.100% | |
| Open Savings IRA | $25 | .050% | .050% |
| Rates may change after the account is opened. Monthly or activity fees could reduce the earnings on the account. *APY = annual percentage yield **Other fees may apply, please see fee schedule. | |||
| Share/IRA Certificate Rates | |||
| Effective Date: Friday, April 10th, 2020 | |||
| Share Type | Minimum Balance to Earn APY* | Dividend Rate | APY |
| 3 Month** | $1,000 | .300% | .300% |
| 6 Month** | $1,000 | .748% | .750% |
| 9 Month Advantage | $10,000 | 1.145% | 1.150% |
| 9 Month Advantage | $25,000 | 1.244% | 1.250% |
| 1 Year | $1,000 | 1.145% | 1.150% |
| 1 Year Jumbo | $10,000 | 1.244% | 1.250% |
| 2 Year | $1,000 | 1.442% | 1.450% |
| 2 Year Jumbo | $10,000 | 1.541% | 1.550% |
| 4 Year | $1,000 | 1.590% | 1.600% |
| 4 Year Jumbo | $10,000 | 1.689% | 1.700% |
| Other certificate types may be available, please contact us for more information. Term share certificates are subject to early withdrawal penalties which may reduce earnings. *APY = annual percentage yield **Indicates certificate is not available as an IRA. | |||
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