Savings Rates

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Share/IRA Savings Rates
Effective Date: Tuesday, January 31st, 2023
Share Type	Minimum Balance to Earn APY*	Dividend Rate	APY
Primary Share	$100	.030%	.030%
Saver's Sweepstakes®**	$100	.030%	.030%
Mates Club (Ages 0-11)	$25	.030%	.030%
eXtreme Fundz (ages 12-17)	$25	.030%	.030%
Free Kasasa Cash® Checking	Up to $15,000	1.982%	2.000%
	Greater than $15,000	.100%	.100%
	Qualifications not met	.030%	.030%
Free Kasasa Saver® (With Free Kasasa Cash® or Cash Back® Checking)	Up to $25,000	.499%	.500%
	Greater than $25,000	.100%	.100%
	Qualifications not met	.030%	.030%
Christmas Club**	$.50	.080%	.080%
Money Market	Less than $5,000	.030%	.030%
Money Market	$5,000	.100%	.100%
Money Market	$15,000	.200%	.200%
Money Market	$25,000	.300%	.300%
AchieveOne Money Market**	Less than $25,000	.000%	.000%
	$25,000	.399%	.400%
	$50,000	.598%	.600%
	$75,000	.747%	.750%
	$100,000	.797%	.800%
	$200,000	.995%	1.000%
	$500,000	1.243%	1.250%
Open Savings IRA	$25	.030%	.030%
Rates may change after the account is opened. Monthly or activity fees could reduce the earnings on the account. APY = annual percentage yield *Other fees may apply, please see fee schedule.

Share/IRA Certificate Rates
Effective Date: Tuesday, January 31st, 2023
Share Type	Minimum Balance to Earn APY*	Dividend Rate	APY
15 Month°	$5,000	2.231%	2.250%
18 Month°	$5,000	2.231%	2.250%
22 Month°	$5,000	3.455%	3.500%
3 Month**	$1,000	.549%	.550%
6 Month**	$1,000	.897%	.900%
9 Month Advantage	$10,000	2.477%	2.500%
9 Month Advantage	$25,000	2.575%	2.600%
1 Year	$1,000	1.689%	1.700%
1 Year Jumbo	$10,000	1.739%	1.750%
2 Year	$1,000	1.837%	1.850%
2 Year Jumbo	$10,000	1.936%	1.950%
4 Year	$1,000	1.492%	1.500%
4 Year Jumbo	$10,000	1.590%	1.600%
Other certificate types may be available, please contact us for more information. Term share certificates are subject to early withdrawal penalties which may reduce earnings. APY = annual percentage yield *Indicates certificate is not available as an IRA. °Indicates a $5,000 minimum deposit required.