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Home > Personal Services > Savings > Savings Rates

Savings Rates

Remember, the best time to save is anytime. Get started with a great savings plan and enjoy benefits like convenient and unlimited deposits and withdrawals, no fees, 24/7/365 access and competitive rates.

Share/IRA Savings Rates
Effective Date: Tuesday, March 31st, 2020
Share TypeMinimum Balance to Earn APY*Dividend RateAPY
Primary Share $100 .050% .050%
Saver's Sweepstakes® $100 .080% .080%
Mates Club (Ages 0-11) $25 .050% .050%
eXtreme Fundz (ages 12-17) $25 .050% .050%
NEW! Free Kasasa Cash® Checking Up to $20,000 2.960% 3.000%
  Greater than $20,000 .250% .250%
  Qualifications not met .050% .050%
NEW! Free Kasasa Saver® 
(With Free Kasasa Cash® Checking)
Up to $100,000 1.243% 1.250%
  Greater than $100,000 .499% .500%
  Qualifications not met .050% .050%
Christmas Club** $.50 .080% .080%
Money Market Less than $5,000 .050% .050%
Money Market $5,000 .250% .250%
Money Market $15,000 .300% .300%
Money Market $25,000 .349% .350%
AchieveOne Money Market** Less than $25,000 .000% .000%
  $25,000 .499% .500%
  $50,000 .598% .600%
  $75,000 .698% .700%
  $100,000 .797% .800%
  $200,000 .896% .900%
  $500,000 1.094% 1.100%
Open Savings IRA $25 .050% .050%
Rates may change after the account is opened. Monthly or activity fees could reduce the earnings on the account. *APY = annual percentage yield **Other fees may apply, please see fee schedule.

Share/IRA Certificate Rates
Effective Date: Tuesday, March 31st, 2020
Share TypeMinimum Balance to Earn APY*Dividend RateAPY
3 Month** $1,000 .300% .300%
6 Month** $1,000 .748% .750%
9 Month Advantage $10,000 1.145% 1.150%
9 Month Advantage $25,000 1.244% 1.250%
1 Year $1,000 1.145% 1.150%
1 Year Jumbo $10,000 1.244% 1.250%
2 Year $1,000 1.442% 1.450%
2 Year Jumbo $10,000 1.541% 1.550%
4 Year $1,000 1.590% 1.600%
4 Year Jumbo $10,000 1.689% 1.700%
Other certificate types may be available, please contact us for more information.   Term share certificates are subject to early withdrawal penalties which may reduce earnings.   *APY = annual percentage yield   **Indicates certificate is not available as an IRA.

 


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