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Live a healthier financial life. Welcome to the SmartOne Financial Wellness Blog!
Live a healthier financial life. Welcome to the SmartOne Financial Wellness Blog!

Due to system maintenance, Bill Payer may not be available in Digital Banking on Sunday, April 28, from 7-9 a.m.

Home > About Us > Advantages of P2P
Advantages of P2P
Authored By: UnitedOne Credit Union on 2/13/2020

Paying people should be easy. Members of UnitedOne are able to pay each other instantaneously with our mobile app. Transferring funds to another member on the app is an amazing feature. It’s super convenient and makes life easier without having to always run to the ATM.

However, when you need to pay to someone who is not a UnitedOne member then you have to rely on cash or remember to pay that person at a later date which always has potential to slip through the cracks. And NOBODY wants that right? In addition, you might have to pay someone you cannot physical give cash to.

Now, there are apps out there that allow people to get past the barriers of distance and different financials, but wouldn’t it be better if you didn’t have to rely on that third party app to do this? Would it not be more convenient to just pay someone on your credit union app? Well, now you can with P2P—also known as ‘Pay-a-Person’.

When it comes to P2P, it’s all about convenience. By utilizing this feature, you now have the convenience of paying someone who has their money at a different financial institution. That’s right! Instead of having to download a third-party app on your phone and put all your information in it, you can pay your friends directly with the ‘Pay-a-Person’ function on the UnitedOne Mobile app. P2P is an extension of the Bill Pay Service we offer. As long as you use the service, it’s completely free!

To learn more about Bill Pay, you can check out Bill Pay on our website. You’re also always welcome to stop in at one of our offices to learn more about P2P and Bill Pay! As always, we’re here because you’re here!



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