Give your budget a break and enjoy no payments until 2027* when you finance a Vehicle or Imagine Loan during the Great Payment Escape.
Whether you want to chase new adventures or tackle life’s unexpected expenses, now is your chance to keep more money in your pocket through the holiday season.
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Need an escape? During UnitedOne’s Great Payment Escape, members who finance a vehicle or personal loan will enjoy 90 days with no loan payments*, meaning you won’t have to worry about your first payment until 2027!
Whether you're shopping for a new or pre-owned car, truck, SUV, motorcycle, or ATV, this is the perfect time to upgrade your ride or tackle unexpected expenses.
Already have a loan elsewhere? Refinancing your vehicle loan or consolidating higher-rate debt could help simplify your finances and potentially lower your monthly payments.
Don’t miss your chance to keep more money in your pocket this holiday season. Apply for a vehicle or personal loan today to take advantage of UnitedOne’s Great Payment Escape!
*First payment may be deferred for 90 days on qualifying vehicle loans and personal/Imagine loans, with vehicle loan financing terms available up to 84 months and personal/Imagine loan terms up to 72 months. Finance charges begin accruing when the loan is funded, including during the deferred payment period. Annual Percentage Rate (APR), loan term, and loan amount are determined based on creditworthiness, collateral, and loan qualifications. Not all applicants will qualify for the deferred payment option or maximum loan term. Loans are subject to credit approval. Membership eligibility required. Additional restrictions and exclusions may apply. Offer valid October 13 through October 30, 2026. Offer may be modified or discontinued without notice.
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With an Imagine Loan, you can:
Roll multiple high interest balances into one lower rate payment
Cut down on what you pay in interest over time
Free up cash for everyday needs or future plans
Use funds for medical bills, weddings, vacations, and more!
| IMAGINE Loans (Debt consolidation, credit card payoffs, medical expenses, miscellaneous expenses) | ||
| Effective Date: Tuesday, October 13th, 2026 | ||
| Term | Monthly Payment per $1,000 | APR* As Low As |
| Up to 24 months | $49.12 | 9.990% |
| Up to 48 Months | $28.77 | 10.490% |
| Up to 72 Months | $23.29 | 12.490% |
| *APR = Annual Percentage Rates. Rates are determined by your personal credit history, loan term, and account relationship with UnitedOne Credit Union. Rate includes a .25% discount for automatic payments and a .25% Relationship Rewards discount when you finance a minimum of $1,000 in new money and maintain an active UnitedOne Credit Union checking account with direct deposit. Monthly payments per $1,000 borrowed include optional debt protection. First payment may be deferred up to 90 days. Finance charge begins accruing when loan is funded. Additional rates and terms available, please contact loans@UnitedOne.org for details. Loans subject to credit approval and not all applicants will qualify for the lowest rate. Membership Eligibility Required. | ||
| Kwik Cash Line of Credit (Overdraft protection, credit card payoffs, miscellaneous expenses) | |
| Effective Date: Tuesday, October 13th, 2026 | |
| Payment Terms | APR* As Low As |
| The greater of $16.00 or 4.000% of the balance at the time of the last advance | 10.500% |
| *APR = Annual Percentage Rates. Rates are determined by your personal credit history. Please contact loans@UnitedOne.org for additional rates. Loans subject to credit approval and not all applicants will qualify for the lowest rate. Membership Eligibility Required. | |
Call or text us at (920) 684-0361, or email us at mail@UnitedOne.org. Proudly serving Manitowoc, Sheboygan, and surrounding communities.
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