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Live a healthier financial life. Welcome to the SmartOne Financial Wellness Blog!
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Home > About Us > Become a Member | UnitedOne Credit Union
No Better Time than Now to Join UnitedOne!
Authored By: UnitedOne Credit Union on 8/1/2022

UnitedOne Membership Benefits

Enjoy Great Benefits of UnitedOne Credit Union Membership!

Are you looking to join a bank or a credit union? Look no further than UnitedOne Credit Union. Not only does UnitedOne Credit Union offer great benefits to our members but unlike a traditional bank, UnitedOne is governed by a volunteer Board of Directors composed of UnitedOne members. From its humble beginnings in 1938 UnitedOne has grown to be one of the largest credit unions in the area serving members in Manitowoc, Sheboygan, Kewaunee and Door counties. 

What are the advantages of becoming a UnitedOne member you may ask? Well, here is a short list with just a few of many benefits that are UnitedOne members get on the daily basis:

  • Customer Service. Compared to banks, credit unions have been known to offer lower fees, higher savings rates, and a more personalized approach when it comes to customer service to their members. UnitedOne is no different as member satisfaction is one of our highest priorities. 

  • Community Involvement. UnitedOne is passionate about improving the lives of all residents throughout the communities we serve. The credit union and our employees support and sponsor local causes that are important to us all. We are proud of the roles we play in helping our communities and neighbors enjoy better lives and futures. UnitedOne is proud to partner with many local organizations which include Manitowoc and Sheboygan School Districts' Youth Apprenticeship Programs, United Way, Children's Miracle Network, Manitowoc Public School District's in-school credit union branches, and many others. 

  • Loans. UnitedOne offers a wide variety of loans including vehicle loans, mortgage loans, personal loans, business loans, and many others. Our IMAGINE loans are a great choice for anyone looking to consolidate debt, pay off credit cards, or take care of their medical expenses.  

  • Free Checking. At UnitedOne we want to reward you for being our member. That's why we are offering FREE Kasasa® rewards checking accounts with no monthly maintenance fees and amazing benefits, like 3% cash back on debit card purchases and nationwide ATM fee refunds.

  • Financial Tools. Our aim is to educate our members when it comes to their financial health and give them all the tools available at our disposal to succeed. That is why we provide access to SmartOne Financial Wellness Program, free credit reports, and a wide variety of calculators

  • Digital Banking. With UnitedOne's Digital Banking service your banking goes right with you. Transact business right from your smartphone or tablet. Download the UnitedOne Mobile App for free for 24/7 access to your accounts from anywhere.

So what are the items you’ll need to become a member and open an account at UnitedOne? All we require is for you or an immediate family member to live or work in Manitowoc, Sheboygan, Kewaunee or Door counties. You will also need to provide us with the following items when you open an account:

  • Valid driver's license or state-issued photo ID

  • Social security number

  • Minimum deposit of $5 to open a Primary Share Savings, and an additional $25 for a checking account if ordering checks

Don’t hesitate to contact us if you lack any of the above three items. 

Here at UnitedOne we pride ourselves on our amazing customer service, and our dedicated staff who will always help you, no matter where you are in life. No one works harder to provide you and your family with first-class financial services delivered through outstanding personal service. That's the UnitedOne difference and how our "We're here because you're here" philosophy continues to grow our reputation of strength, stability, service, and convenience today. Join us today to become a member and enjoy all of our amazing benefits! 


Membership restrictions may apply. Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. There are no recurring monthly maintenance charges or fees to open or close this account. A Kasasa Cash Back account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. Advertised information and rewards are based on all account qualifications being met during each cycle period. Contact one of our member service representatives for additional information, account details, restrictions, reward calculations, processing limitations, cycle dates and enrollment instructions. Federally insured by NCUA.



Kasasa, Kasasa Cash Back and Kasasa Saver are trademarks of Kasasa, Ltd., registered in the U.S.A.


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